Cost of Living in Belleair, FL

Population 4,350 · Florida · Data vintage 2023

189
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Belleair sits 111% above the national median — $643,000 for the typical home — but median household incomes near $117,500 (58% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Located <5 miles southwest of Clearwater, Belleair falls within that metro's commuting orbit. Median home values run roughly 97% higher than Clearwater's $326,000.

Cost Overview

Housing 211
Rent 157

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Belleair

The median home value in Belleair is $642,600 — 111% above the national median of $305,000. Median rent runs $2,066/month, 57% higher than the national median of $1,314/month. The median household income of $117,500/year is 58% higher than the US median of $74,580. The local unemployment rate is 3.7%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Belleair has a cost of living index of 189 versus the US average of 100, meaning it is 89% more expensive.

🏠 Housing

Median Home Value
$642,600
111% above avg
Zillow Home Value
$113,335
Zillow ZHVI
Median Rent
$2,066/mo
57% above avg
Zillow Rent
$2,000/mo
Zillow ZORI
Price-to-Rent Ratio
25.9x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 92.3%
Renter-occupied 7.7%

💰 Estimated Monthly Budget

Rent median rent
$2,066
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,680/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.4 min
17% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.0%

Commute Mode

Drove alone
73.2%
Carpooled
6.9%
Public transit
0.3%
Walked
1.5%
Work from home
18.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$117,500
58% above avg
Per Capita Income
$88,228
Unemployment Rate
3.7%
24% below avg
Poverty Rate
5.9%
Labor Force Participation
51.6%

🎓 Education

Bachelor's degree+ 29.1%
Graduate degree 24.9%

👥 Demographics

Median Age 58.7
Male median age 58.6
Female median age 58.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
59.5%
Good air days/yr
113
Max AQI recorded
237
PM2.5 days
125
Ozone days

Frequently Asked Questions

What is the cost of living in Belleair, FL?

Belleair has a cost index of 189 (100 = national average). It is 89% above the national average.

What is average rent in Belleair, FL?

The median gross rent in Belleair is $2,066 per month based on 2023 Census data.

What is the average home price in Belleair?

The median home value in Belleair is $642,600 according to Zillow and Census data.

What is the median income in Belleair?

The median household income in Belleair is $117,500 per year (2023 ACS 5-year estimates).

What is the sales tax in Belleair, FL?

The combined state and local sales tax rate in Belleair is 7.0%. Florida has no state income tax.

Is Belleair, FL affordable?

Belleair is above average in cost of living, with an index of 189 — about 89% higher than the national average.

Belleair at a Glance

Population
4,350
Median Income
$117,500
Home Value
$642,600
Median Rent
$2,066/mo
Unemployment
3.7%
Sales Tax
7.0%
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