Cost of Living in Dunedin, FL

Population 36,060 · Florida · Data vintage 2023

114
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Dunedin skews considerably older than the national median, with an average age of 58. Reported household income of $68,068 often reflects pension and investment income rather than wages, which makes the local tax picture — especially property tax treatment — a larger factor than in working-age cities.

Dunedin is part of the immediate Clearwater metro area — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Clearwater's $326,000 median.

Cost Overview

Housing 112
Rent 116

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Dunedin

The median home value in Dunedin is $341,700 — 12% above the national median of $305,000. Median rent runs $1,523/month, 16% higher than the national median of $1,314/month. The median household income of $68,068/year is 9% lower than the US median of $74,580. The local unemployment rate is 5.2%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Dunedin has a cost of living index of 114 versus the US average of 100, meaning it is 14% more expensive.

🏠 Housing

Median Home Value
$341,700
12% above avg
Zillow Home Value
$401,076
Zillow ZHVI
Median Rent
$1,523/mo
16% above avg
Zillow Rent
$2,053/mo
Zillow ZORI
Price-to-Rent Ratio
18.7x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 68.6%
Renter-occupied 31.4%

💰 Estimated Monthly Budget

Rent median rent
$1,523
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,137/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.9 min
4% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
23.1%

Commute Mode

Drove alone
68.4%
Carpooled
5.2%
Public transit
0.6%
Walked
0.8%
Bicycle
0.8%
Work from home
23.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$68,068
9% below avg
Per Capita Income
$45,283
Unemployment Rate
5.2%
8% above avg
Poverty Rate
8.7%
Labor Force Participation
54.3%

🎓 Education

Bachelor's degree+ 22.3%
Graduate degree 15.1%

👥 Demographics

Median Age 57.9
Male median age 56.9
Female median age 58.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
59.5%
Good air days/yr
113
Max AQI recorded
237
PM2.5 days
125
Ozone days

Frequently Asked Questions

What is the cost of living in Dunedin, FL?

Dunedin has a cost index of 114 (100 = national average). It is 14% above the national average.

What is average rent in Dunedin, FL?

The median gross rent in Dunedin is $1,523 per month based on 2023 Census data.

What is the average home price in Dunedin?

The median home value in Dunedin is $341,700 according to Zillow and Census data.

What is the median income in Dunedin?

The median household income in Dunedin is $68,068 per year (2023 ACS 5-year estimates).

What is the sales tax in Dunedin, FL?

The combined state and local sales tax rate in Dunedin is 7.0%. Florida has no state income tax.

Is Dunedin, FL affordable?

Dunedin is above average in cost of living, with an index of 114 — about 14% higher than the national average.

Dunedin at a Glance

Population
36,060
Median Income
$68,068
Home Value
$341,700
Median Rent
$1,523/mo
Unemployment
5.2%
Sales Tax
7.0%
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Explore county-level cost of living data

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