Cost of Living in Safety Harbor, FL
Population 17,040 · Florida · Data vintage 2023
(100 = US avg)
Safety Harbor is a smaller Florida community of around 17000 residents, where median household incomes of $105,813 and housing costs ($433,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. The labor market has been unusually tight, with unemployment around 2.8% — below most comparable cities in the state.
Located 5 miles east of Clearwater, Safety Harbor falls within that metro's commuting orbit. Median home values run roughly 33% higher than Clearwater's $326,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Safety Harbor
The median home value in Safety Harbor is $433,300 — 42% above the national median of $305,000. Median rent runs $1,719/month, 31% higher than the national median of $1,314/month. The median household income of $105,813/year is 42% higher than the US median of $74,580. The local unemployment rate is 2.8%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Safety Harbor has a cost of living index of 138 versus the US average of 100, meaning it is 38% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Safety Harbor, FL?
Safety Harbor has a cost index of 138 (100 = national average). It is 38% above the national average.
What is average rent in Safety Harbor, FL?
The median gross rent in Safety Harbor is $1,719 per month based on 2023 Census data.
What is the average home price in Safety Harbor?
The median home value in Safety Harbor is $433,300 according to Zillow and Census data.
What is the median income in Safety Harbor?
The median household income in Safety Harbor is $105,813 per year (2023 ACS 5-year estimates).
What is the sales tax in Safety Harbor, FL?
The combined state and local sales tax rate in Safety Harbor is 7.0%. Florida has no state income tax.
Is Safety Harbor, FL affordable?
Safety Harbor is above average in cost of living, with an index of 138 — about 38% higher than the national average.
Safety Harbor at a Glance
- Population
- 17,040
- Median Income
- $105,813
- Home Value
- $433,300
- Median Rent
- $1,719/mo
- Unemployment
- 2.8%
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Florida Rankings
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