Cost of Living in Oldsmar, FL
Population 14,872 · Florida · Data vintage 2023
(100 = US avg)
Oldsmar is a smaller Florida community of around 15000 residents, where median household incomes of $76,100 and housing costs ($347,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.
Oldsmar sits roughly 8 miles northeast of Clearwater — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Clearwater's $326,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Oldsmar
The median home value in Oldsmar is $346,900 — 14% above the national median of $305,000. Median rent runs $1,438/month, 9% higher than the national median of $1,314/month. The median household income of $76,100/year is 2% higher than the US median of $74,580. The local unemployment rate is 4.5%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Oldsmar has a cost of living index of 112 versus the US average of 100, meaning it is 12% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Oldsmar, FL?
Oldsmar has a cost index of 112 (100 = national average). It is 12% above the national average.
What is average rent in Oldsmar, FL?
The median gross rent in Oldsmar is $1,438 per month based on 2023 Census data.
What is the average home price in Oldsmar?
The median home value in Oldsmar is $346,900 according to Zillow and Census data.
What is the median income in Oldsmar?
The median household income in Oldsmar is $76,100 per year (2023 ACS 5-year estimates).
What is the sales tax in Oldsmar, FL?
The combined state and local sales tax rate in Oldsmar is 7.0%. Florida has no state income tax.
Is Oldsmar, FL affordable?
Oldsmar is above average in cost of living, with an index of 112 — about 12% higher than the national average.
Oldsmar at a Glance
- Population
- 14,872
- Median Income
- $76,100
- Home Value
- $346,900
- Median Rent
- $1,438/mo
- Unemployment
- 4.5%
- Sales Tax
- 7.0%
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