Cost of Living in Seminole, FL

Population 19,336 · Florida · Data vintage 2023

112
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Seminole is a smaller Florida community of around 19000 residents, where median household incomes of $77,335 and housing costs ($313,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. The labor market has been unusually tight, with unemployment around 2.8% — below most comparable cities in the state.

Geographically, Seminole sits roughly 9 miles south of Clearwater. Housing prices track closely with Clearwater's $326,000 median.

Cost Overview

Housing 103
Rent 125

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Seminole

The median home value in Seminole is $312,700 — 3% above the national median of $305,000. Median rent runs $1,645/month, 25% higher than the national median of $1,314/month. The median household income of $77,335/year is 4% higher than the US median of $74,580. The local unemployment rate is 2.8%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Seminole has a cost of living index of 112 versus the US average of 100, meaning it is 12% more expensive.

🏠 Housing

Median Home Value
$312,700
3% above avg
Zillow Home Value
$376,345
Zillow ZHVI
Median Rent
$1,645/mo
25% above avg
Zillow Rent
$2,165/mo
Zillow ZORI
Price-to-Rent Ratio
15.8x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 73.3%
Renter-occupied 26.7%

💰 Estimated Monthly Budget

Rent median rent
$1,645
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,259/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.2 min
4% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.8%

Commute Mode

Drove alone
73.8%
Carpooled
6.1%
Public transit
0.3%
Walked
1.3%
Bicycle
0.4%
Work from home
16.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$77,335
4% above avg
Per Capita Income
$50,616
Unemployment Rate
2.8%
42% below avg
Poverty Rate
8.3%
Labor Force Participation
56.5%

🎓 Education

Bachelor's degree+ 22.8%
Graduate degree 13.3%

👥 Demographics

Median Age 53.7
Male median age 48.9
Female median age 57.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
59.5%
Good air days/yr
113
Max AQI recorded
237
PM2.5 days
125
Ozone days

Frequently Asked Questions

What is the cost of living in Seminole, FL?

Seminole has a cost index of 112 (100 = national average). It is 12% above the national average.

What is average rent in Seminole, FL?

The median gross rent in Seminole is $1,645 per month based on 2023 Census data.

What is the average home price in Seminole?

The median home value in Seminole is $312,700 according to Zillow and Census data.

What is the median income in Seminole?

The median household income in Seminole is $77,335 per year (2023 ACS 5-year estimates).

What is the sales tax in Seminole, FL?

The combined state and local sales tax rate in Seminole is 7.0%. Florida has no state income tax.

Is Seminole, FL affordable?

Seminole is above average in cost of living, with an index of 112 — about 12% higher than the national average.

Seminole at a Glance

Population
19,336
Median Income
$77,335
Home Value
$312,700
Median Rent
$1,645/mo
Unemployment
2.8%
Sales Tax
7.0%
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🗺️ County data for Florida

Explore county-level cost of living data

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