Cost of Living in Madeira Beach, FL

Population 3,937 · Florida · Data vintage 2023

200
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Madeira Beach is priced well above national norms — a median of $696,000, roughly 128% above the US figure — putting it among the more expensive markets in Florida.

Geographically, Madeira Beach sits roughly 9 miles west of St. Petersburg. Median home values run roughly 110% higher than St. Petersburg's $332,000.

Cost Overview

Housing 228
Rent 158

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Madeira Beach

The median home value in Madeira Beach is $696,400 — 128% above the national median of $305,000. Median rent runs $2,080/month, 58% higher than the national median of $1,314/month. The median household income of $79,798/year is 7% higher than the US median of $74,580. The local unemployment rate is 4.0%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Madeira Beach has a cost of living index of 200 versus the US average of 100, meaning it is 100% more expensive.

🏠 Housing

Median Home Value
$696,400
128% above avg
Zillow Home Value
$436,988
Zillow ZHVI
Median Rent
$2,080/mo
58% above avg
Zillow Rent
$2,152/mo
Zillow ZORI
Price-to-Rent Ratio
27.9x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 60.4%
Renter-occupied 39.6%

💰 Estimated Monthly Budget

Rent median rent
$2,080
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,694/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
42.6 min
58% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.1%

Commute Mode

Drove alone
62.3%
Carpooled
6.4%
Walked
9.2%
Bicycle
1.0%
Work from home
17.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$79,798
7% above avg
Per Capita Income
$70,440
Unemployment Rate
4.0%
18% below avg
Poverty Rate
8.4%
Labor Force Participation
59.0%

🎓 Education

Bachelor's degree+ 22.1%
Graduate degree 23.6%

👥 Demographics

Median Age 59.3
Male median age 59.7
Female median age 59.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
59.5%
Good air days/yr
113
Max AQI recorded
237
PM2.5 days
125
Ozone days

Frequently Asked Questions

What is the cost of living in Madeira Beach, FL?

Madeira Beach has a cost index of 200 (100 = national average). It is 100% above the national average.

What is average rent in Madeira Beach, FL?

The median gross rent in Madeira Beach is $2,080 per month based on 2023 Census data.

What is the average home price in Madeira Beach?

The median home value in Madeira Beach is $696,400 according to Zillow and Census data.

What is the median income in Madeira Beach?

The median household income in Madeira Beach is $79,798 per year (2023 ACS 5-year estimates).

What is the sales tax in Madeira Beach, FL?

The combined state and local sales tax rate in Madeira Beach is 7.0%. Florida has no state income tax.

Is Madeira Beach, FL affordable?

Madeira Beach is above average in cost of living, with an index of 200 — about 100% higher than the national average.

Madeira Beach at a Glance

Population
3,937
Median Income
$79,798
Home Value
$696,400
Median Rent
$2,080/mo
Unemployment
4.0%
Sales Tax
7.0%
View all cities in Florida →
🗺️ County data for Florida

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs