Cost of Living in Indian Rocks Beach, FL
Population 3,667 · Florida · Data vintage 2023
(100 = US avg)
Housing in Indian Rocks Beach sits 132% above the national median — $708,000 for the typical home — but median household incomes near $98,279 (32% above the US figure) soften the blow that similar pricing creates in lower-wage metros. Unemployment has stayed elevated relative to the national figure — 6.6% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Located 7 miles southwest of Clearwater, Indian Rocks Beach falls within that metro's commuting orbit. Median home values run roughly 117% higher than Clearwater's $326,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Indian Rocks Beach
The median home value in Indian Rocks Beach is $707,700 — 132% above the national median of $305,000. Median rent runs $1,723/month, 31% higher than the national median of $1,314/month. The median household income of $98,279/year is 32% higher than the US median of $74,580. The local unemployment rate is 6.6%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Indian Rocks Beach has a cost of living index of 192 versus the US average of 100, meaning it is 92% more expensive.
Indian Rocks Beach has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Indian Rocks Beach, FL?
Indian Rocks Beach has a cost index of 192 (100 = national average). It is 92% above the national average.
What is average rent in Indian Rocks Beach, FL?
The median gross rent in Indian Rocks Beach is $1,723 per month based on 2023 Census data.
What is the average home price in Indian Rocks Beach?
The median home value in Indian Rocks Beach is $707,700 according to Zillow and Census data.
What is the median income in Indian Rocks Beach?
The median household income in Indian Rocks Beach is $98,279 per year (2023 ACS 5-year estimates).
What is the sales tax in Indian Rocks Beach, FL?
The combined state and local sales tax rate in Indian Rocks Beach is 7.0%. Florida has no state income tax.
Is Indian Rocks Beach, FL affordable?
Indian Rocks Beach is above average in cost of living, with an index of 192 — about 92% higher than the national average.
Indian Rocks Beach at a Glance
- Population
- 3,667
- Median Income
- $98,279
- Home Value
- $707,700
- Median Rent
- $1,723/mo
- Unemployment
- 6.6%
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Florida Rankings
Similar Cost Cities
Cities in other states with comparable housing costs