Cost of Living in Lockhart, FL

Population 14,753 · Florida · Data vintage 2023

96
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Lockhart a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $247,000. Unemployment has stayed elevated relative to the national figure — 6.4% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 20 miles northwest of Orlando, Lockhart falls within that metro's commuting orbit. Median home values run roughly 31% lower than Orlando's $359,000.

Cost Overview

Housing 81
Rent 119

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lockhart

The median home value in Lockhart is $247,400 — 19% below the national median of $305,000. Median rent runs $1,560/month, 19% higher than the national median of $1,314/month. The median household income of $70,051/year is 6% lower than the US median of $74,580. The local unemployment rate is 6.4%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Lockhart has a cost of living index of 96 versus the US average of 100, meaning it is 4% less expensive.

🏠 Housing

Median Home Value
$247,400
19% below avg
Median Rent
$1,560/mo
19% above avg
Price-to-Rent Ratio
13.2x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 62.1%
Renter-occupied 37.9%

💰 Estimated Monthly Budget

Rent median rent
$1,560
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,174/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.5 min
20% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.6%

Commute Mode

Drove alone
74.0%
Carpooled
9.6%
Public transit
2.1%
Work from home
10.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$70,051
6% below avg
Per Capita Income
$30,261
Unemployment Rate
6.4%
33% above avg
Poverty Rate
15.8%
Labor Force Participation
74.3%

🎓 Education

Bachelor's degree+ 18.4%
Graduate degree 7.3%

👥 Demographics

Median Age 36.6
Male median age 38.1
Female median age 33.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
73.2%
Good air days/yr
115
Max AQI recorded
167
PM2.5 days
196
Ozone days

Frequently Asked Questions

What is the cost of living in Lockhart, FL?

Lockhart has a cost index of 96 (100 = national average). It is 4% below the national average.

What is average rent in Lockhart, FL?

The median gross rent in Lockhart is $1,560 per month based on 2023 Census data.

What is the average home price in Lockhart?

The median home value in Lockhart is $247,400 according to 2023 Census ACS data.

What is the median income in Lockhart?

The median household income in Lockhart is $70,051 per year (2023 ACS 5-year estimates).

What is the sales tax in Lockhart, FL?

The combined state and local sales tax rate in Lockhart is 7.0%. Florida has no state income tax.

Is Lockhart, FL affordable?

Lockhart is near the national average in terms of cost of living, with an index of 96 (100 = US average).

Lockhart at a Glance

Population
14,753
Median Income
$70,051
Home Value
$247,400
Median Rent
$1,560/mo
Unemployment
6.4%
Sales Tax
7.0%
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