Cost of Living in Moon Lake, FL
Population 4,572 · Florida · Data vintage 2023
(100 = US avg)
Moon Lake's median household income of $36,901 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (31% here). At 19.8%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Moon Lake sits roughly 13 miles southwest of Spring Hill — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 80% lower than Spring Hill's $248,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Moon Lake
The median home value in Moon Lake is $49,400 — 84% below the national median of $305,000. Median rent runs $1,038/month, 21% lower than the national median of $1,314/month. The median household income of $36,901/year is 51% lower than the US median of $74,580. The local unemployment rate is 19.8%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Moon Lake has a cost of living index of 41 versus the US average of 100, meaning it is 59% less expensive.
Moon Lake has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Moon Lake, FL?
Moon Lake has a cost index of 41 (100 = national average). It is 59% below the national average.
What is average rent in Moon Lake, FL?
The median gross rent in Moon Lake is $1,038 per month based on 2023 Census data.
What is the average home price in Moon Lake?
The median home value in Moon Lake is $49,400 according to 2023 Census ACS data.
What is the median income in Moon Lake?
The median household income in Moon Lake is $36,901 per year (2023 ACS 5-year estimates).
What is the sales tax in Moon Lake, FL?
The combined state and local sales tax rate in Moon Lake is 7.0%. Florida has no state income tax.
Is Moon Lake, FL affordable?
Yes, Moon Lake is generally considered affordable, with a cost of living index of 41 — about 59% below the US national average of 100.
Moon Lake at a Glance
- Population
- 4,572
- Median Income
- $36,901
- Home Value
- $49,400
- Median Rent
- $1,038/mo
- Unemployment
- 19.8%
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Florida Rankings
Similar Cost Cities
Cities in other states with comparable housing costs