Cost of Living in Naples, FL
Population 19,421 · Florida · Data vintage 2023
(100 = US avg)
Housing prices in Naples cluster toward the top of the US distribution — a median of $1.3 million, roughly 4 times the national figure, consistent with markets dominated by nonresident and vacation-home buyers. The labor market has been unusually tight, with unemployment around 2.1% — below most comparable cities in the state.
Geographically, Naples is about 35 miles south of Lehigh Acres, the nearest large metro. Median home values run roughly 377% higher than Lehigh Acres' $263,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Naples
The median home value in Naples is $1,254,200 — 311% above the national median of $305,000. Median rent runs $1,968/month, 50% higher than the national median of $1,314/month. The median household income of $140,833/year is 89% higher than the US median of $74,580. The local unemployment rate is 2.1%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 84.1°F and lows of 67.0°F. Overall, Naples has a cost of living index of 307 versus the US average of 100, meaning it is 207% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 75 | 77 | 80 | 84 | 88 | 90 | 91 | 91 | 90 | 87 | 81 | 77 |
| Low °F | 56 | 58 | 61 | 66 | 70 | 74 | 76 | 76 | 75 | 71 | 63 | 59 |
| Precip" | 1.68 | 1.40 | 1.88 | 2.52 | 2.76 | 7.41 | 7.77 | 8.89 | 8.60 | 3.93 | 1.39 | 1.32 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Naples, FL?
Naples has a cost index of 307 (100 = national average). It is 207% above the national average.
What is average rent in Naples, FL?
The median gross rent in Naples is $1,968 per month based on 2023 Census data.
What is the average home price in Naples?
The median home value in Naples is $1,254,200 according to Zillow and Census data.
What is the median income in Naples?
The median household income in Naples is $140,833 per year (2023 ACS 5-year estimates).
What is the sales tax in Naples, FL?
The combined state and local sales tax rate in Naples is 7.0%. Florida has no state income tax.
Is Naples, FL affordable?
Naples is above average in cost of living, with an index of 307 — about 207% higher than the national average.
What is the weather like in Naples?
Naples has average high temperatures of 84.1°F and average lows of 67.0°F. Annual precipitation is 49.5". Data from NOAA 1991–2020 Climate Normals.
Naples at a Glance
- Population
- 19,421
- Median Income
- $140,833
- Home Value
- $1,254,200
- Median Rent
- $1,968/mo
- Unemployment
- 2.1%
- Avg High Temp
- 84.1°F
- Sales Tax
- 7.0%
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Florida Rankings
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