Cost of Living in Palm Beach, FL

Population 9,234 · Florida · Data vintage 2023

449
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Palm Beach's housing market is in a category of its own — median home values around $2 million sit roughly 7 times the US figure, reflecting a market driven as much by second-home and resort buyers as by year-round residents.

Palm Beach sits roughly 6 miles southeast of West Palm Beach — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 440% higher than West Palm Beach's $370,000.

Cost Overview

Housing 655
Rent 141

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Palm Beach

The median home value in Palm Beach is $1,996,700 — 555% above the national median of $305,000. Median rent runs $1,849/month, 41% higher than the national median of $1,314/month. The median household income of $175,078/year is 135% higher than the US median of $74,580. The local unemployment rate is 4.8%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 83.0°F and lows of 68.6°F. Overall, Palm Beach has a cost of living index of 449 versus the US average of 100, meaning it is 349% more expensive.

🏠 Housing

Median Home Value
$1,996,700
555% above avg
Zillow Home Value
$751,684
Zillow ZHVI
Median Rent
$1,849/mo
41% above avg
Zillow Rent
$7,252/mo
Zillow ZORI
Price-to-Rent Ratio
90.0x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 82.7%
Renter-occupied 17.3%

💰 Estimated Monthly Budget

Rent median rent
$1,849
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,463/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.4 min
2% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
37.6%

Commute Mode

Drove alone
44.8%
Carpooled
1.1%
Public transit
1.1%
Walked
7.2%
Work from home
37.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$175,078
135% above avg
Per Capita Income
$211,812
Unemployment Rate
4.8%
1% below avg
Poverty Rate
6.5%
Labor Force Participation
33.3%

🎓 Education

Bachelor's degree+ 33.0%
Graduate degree 35.5%

👥 Demographics

Median Age 69.7
Male median age 71.6
Female median age 68.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
83.0°F
Avg Low
68.6°F
Annual Precip
61.8"
50° 60° 70° 80° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 757779828688909088858077
Low °F 586063687275767776736662
Precip" 3.472.633.313.684.918.485.638.687.965.903.623.48

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
71.2%
Good air days/yr
122
Max AQI recorded
242
PM2.5 days
123
Ozone days

Frequently Asked Questions

What is the cost of living in Palm Beach, FL?

Palm Beach has a cost index of 449 (100 = national average). It is 349% above the national average.

What is average rent in Palm Beach, FL?

The median gross rent in Palm Beach is $1,849 per month based on 2023 Census data.

What is the average home price in Palm Beach?

The median home value in Palm Beach is $1,996,700 according to Zillow and Census data.

What is the median income in Palm Beach?

The median household income in Palm Beach is $175,078 per year (2023 ACS 5-year estimates).

What is the sales tax in Palm Beach, FL?

The combined state and local sales tax rate in Palm Beach is 7.0%. Florida has no state income tax.

Is Palm Beach, FL affordable?

Palm Beach is above average in cost of living, with an index of 449 — about 349% higher than the national average.

What is the weather like in Palm Beach?

Palm Beach has average high temperatures of 83.0°F and average lows of 68.6°F. Annual precipitation is 61.8". Data from NOAA 1991–2020 Climate Normals.

Palm Beach at a Glance

Population
9,234
Median Income
$175,078
Home Value
$1,996,700
Median Rent
$1,849/mo
Unemployment
4.8%
Avg High Temp
83.0°F
Sales Tax
7.0%
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