Cost of Living in Palm City, FL

Population 25,699 · Florida · Data vintage 2023

164
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Palm City lands reasonably close to national benchmarks on most cost indicators, with a median home value of $532,000 — 74% above the US figure. That makes it a useful reference point for comparing with more extreme markets in Florida.

Located 10 miles southeast of Port St. Lucie, Palm City falls within that metro's commuting orbit. Median home values run roughly 62% higher than Port St. Lucie's $328,000.

Cost Overview

Housing 174
Rent 150

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Palm City

The median home value in Palm City is $532,100 — 74% above the national median of $305,000. Median rent runs $1,965/month, 50% higher than the national median of $1,314/month. The median household income of $117,689/year is 58% higher than the US median of $74,580. The local unemployment rate is 5.9%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Palm City has a cost of living index of 164 versus the US average of 100, meaning it is 64% more expensive.

🏠 Housing

Median Home Value
$532,100
74% above avg
Zillow Home Value
$604,318
Zillow ZHVI
Median Rent
$1,965/mo
50% above avg
Zillow Rent
$2,489/mo
Zillow ZORI
Price-to-Rent Ratio
22.6x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 88.7%
Renter-occupied 11.3%

💰 Estimated Monthly Budget

Rent median rent
$1,965
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,579/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.6 min
17% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
20.0%

Commute Mode

Drove alone
72.6%
Carpooled
5.7%
Public transit
0.3%
Walked
0.5%
Work from home
20.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$117,689
58% above avg
Per Capita Income
$64,875
Unemployment Rate
5.9%
22% above avg
Poverty Rate
5.1%
Labor Force Participation
59.7%

🎓 Education

Bachelor's degree+ 30.2%
Graduate degree 17.7%

👥 Demographics

Median Age 50.2
Male median age 51.9
Female median age 49.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
77.5%
Good air days/yr
127
Max AQI recorded
207
PM2.5 days
158
Ozone days

Frequently Asked Questions

What is the cost of living in Palm City, FL?

Palm City has a cost index of 164 (100 = national average). It is 64% above the national average.

What is average rent in Palm City, FL?

The median gross rent in Palm City is $1,965 per month based on 2023 Census data.

What is the average home price in Palm City?

The median home value in Palm City is $532,100 according to Zillow and Census data.

What is the median income in Palm City?

The median household income in Palm City is $117,689 per year (2023 ACS 5-year estimates).

What is the sales tax in Palm City, FL?

The combined state and local sales tax rate in Palm City is 7.0%. Florida has no state income tax.

Is Palm City, FL affordable?

Palm City is above average in cost of living, with an index of 164 — about 64% higher than the national average.

Palm City at a Glance

Population
25,699
Median Income
$117,689
Home Value
$532,100
Median Rent
$1,965/mo
Unemployment
5.9%
Sales Tax
7.0%
View all cities in Florida →
🗺️ County data for Florida

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs