Cost of Living in Stuart, FL

Population 18,058 · Florida · Data vintage 2023

104
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Stuart sits on the smaller end of the Florida city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Stuart sits roughly 11 miles southeast of Port St. Lucie — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 11% lower than Port St. Lucie's $328,000.

Cost Overview

Housing 96
Rent 117

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Stuart

The median home value in Stuart is $291,300 — 4% below the national median of $305,000. Median rent runs $1,540/month, 17% higher than the national median of $1,314/month. The median household income of $64,409/year is 14% lower than the US median of $74,580. The local unemployment rate is 5.1%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Stuart has a cost of living index of 104 versus the US average of 100, meaning it is 4% more expensive.

🏠 Housing

Median Home Value
$291,300
4% below avg
Zillow Home Value
$372,633
Zillow ZHVI
Median Rent
$1,540/mo
17% above avg
Zillow Rent
$2,197/mo
Zillow ZORI
Price-to-Rent Ratio
15.8x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 58.5%
Renter-occupied 41.5%

💰 Estimated Monthly Budget

Rent median rent
$1,540
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,154/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.2 min
3% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.9%

Commute Mode

Drove alone
74.9%
Carpooled
6.2%
Walked
3.4%
Bicycle
1.3%
Work from home
10.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$64,409
14% below avg
Per Capita Income
$42,551
Unemployment Rate
5.1%
6% above avg
Poverty Rate
16.1%
Labor Force Participation
56.4%

🎓 Education

Bachelor's degree+ 23.7%
Graduate degree 12.2%

👥 Demographics

Median Age 53.1
Male median age 51.3
Female median age 53.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
77.5%
Good air days/yr
127
Max AQI recorded
207
PM2.5 days
158
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

90%
4-Year Graduation Rate
16.8:1
Student-teacher ratio
34
Public schools
19,038
Total enrollment

Frequently Asked Questions

What is the cost of living in Stuart, FL?

Stuart has a cost index of 104 (100 = national average). It is 4% above the national average.

What is average rent in Stuart, FL?

The median gross rent in Stuart is $1,540 per month based on 2023 Census data.

What is the average home price in Stuart?

The median home value in Stuart is $291,300 according to Zillow and Census data.

What is the median income in Stuart?

The median household income in Stuart is $64,409 per year (2023 ACS 5-year estimates).

What is the sales tax in Stuart, FL?

The combined state and local sales tax rate in Stuart is 7.0%. Florida has no state income tax.

Is Stuart, FL affordable?

Stuart is near the national average in terms of cost of living, with an index of 104 (100 = US average).