Cost of Living in Ponce Inlet, FL

Population 3,392 · Florida · Data vintage 2023

156
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The median resident in Ponce Inlet is 66 years old, well past the national midpoint, giving the city the retail and service mix of a retirement-dominant market. Household-income figures here read differently than in working-age cities: retirement and investment income weigh heavily in the totals. The labor market has been unusually tight, with unemployment around 2.3% — below most comparable cities in the state.

Ponce Inlet is about 50 miles northeast of Orlando, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 40% higher than Orlando's $359,000.

Cost Overview

Housing 165
Rent 144

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ponce Inlet

The median home value in Ponce Inlet is $502,100 — 65% above the national median of $305,000. Median rent runs $1,886/month, 44% higher than the national median of $1,314/month. The median household income of $100,313/year is 35% higher than the US median of $74,580. The local unemployment rate is 2.3%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Ponce Inlet has a cost of living index of 156 versus the US average of 100, meaning it is 56% more expensive.

🏠 Housing

Median Home Value
$502,100
65% above avg
Zillow Home Value
$279,518
Zillow ZHVI
Median Rent
$1,886/mo
44% above avg
Price-to-Rent Ratio
22.2x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 89.6%
Renter-occupied 10.4%

💰 Estimated Monthly Budget

Rent median rent
$1,886
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,500/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.3 min
12% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
28.6%

Commute Mode

Drove alone
60.0%
Carpooled
5.3%
Walked
2.9%
Work from home
28.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$100,313
35% above avg
Per Capita Income
$82,267
Unemployment Rate
2.3%
53% below avg
Poverty Rate
6.3%
Labor Force Participation
35.8%

🎓 Education

Bachelor's degree+ 30.1%
Graduate degree 22.9%

👥 Demographics

Median Age 66.3
Male median age 66.4
Female median age 66.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
71.8%
Good air days/yr
118
Max AQI recorded
216
PM2.5 days
149
Ozone days

Frequently Asked Questions

What is the cost of living in Ponce Inlet, FL?

Ponce Inlet has a cost index of 156 (100 = national average). It is 56% above the national average.

What is average rent in Ponce Inlet, FL?

The median gross rent in Ponce Inlet is $1,886 per month based on 2023 Census data.

What is the average home price in Ponce Inlet?

The median home value in Ponce Inlet is $502,100 according to Zillow and Census data.

What is the median income in Ponce Inlet?

The median household income in Ponce Inlet is $100,313 per year (2023 ACS 5-year estimates).

What is the sales tax in Ponce Inlet, FL?

The combined state and local sales tax rate in Ponce Inlet is 7.0%. Florida has no state income tax.

Is Ponce Inlet, FL affordable?

Ponce Inlet is above average in cost of living, with an index of 156 — about 56% higher than the national average.