Cost of Living in Samsula-Spruce Creek, FL
Population 5,174 · Florida · Data vintage 2023
(100 = US avg)
The median resident in Samsula-Spruce Creek is 59 years old, well past the national midpoint, giving the city the retail and service mix of a retirement-dominant market. Household-income figures here read differently than in working-age cities: retirement and investment income weigh heavily in the totals. The labor market has been unusually tight, with unemployment around 0.0% — below most comparable cities in the state.
Samsula-Spruce Creek is about 45 miles north of Orlando, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Orlando's $359,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Samsula-Spruce Creek
The median home value in Samsula-Spruce Creek is $384,100 — 26% above the national median of $305,000. Median rent runs $2,440/month, 86% higher than the national median of $1,314/month. The median household income of $90,575/year is 21% higher than the US median of $74,580. The local unemployment rate is 0.0%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Samsula-Spruce Creek has a cost of living index of 150 versus the US average of 100, meaning it is 50% more expensive.
Samsula-Spruce Creek has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Samsula-Spruce Creek, FL?
Samsula-Spruce Creek has a cost index of 150 (100 = national average). It is 50% above the national average.
What is average rent in Samsula-Spruce Creek, FL?
The median gross rent in Samsula-Spruce Creek is $2,440 per month based on 2023 Census data.
What is the average home price in Samsula-Spruce Creek?
The median home value in Samsula-Spruce Creek is $384,100 according to 2023 Census ACS data.
What is the median income in Samsula-Spruce Creek?
The median household income in Samsula-Spruce Creek is $90,575 per year (2023 ACS 5-year estimates).
What is the sales tax in Samsula-Spruce Creek, FL?
The combined state and local sales tax rate in Samsula-Spruce Creek is 7.0%. Florida has no state income tax.
Is Samsula-Spruce Creek, FL affordable?
Samsula-Spruce Creek is above average in cost of living, with an index of 150 — about 50% higher than the national average.
Samsula-Spruce Creek at a Glance
- Population
- 5,174
- Median Income
- $90,575
- Home Value
- $384,100
- Median Rent
- $2,440/mo
- Unemployment
- 0.0%
- Sales Tax
- 7.0%
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Florida Rankings
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