Cost of Living in Ruskin, FL

Population 30,074 · Florida · Data vintage 2023

103
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

One of the defining characteristics of Ruskin is a long average commute — 37 minutes one way, compared to a national median of 27. The city's housing pricing is difficult to evaluate without factoring in that daily time cost.

Ruskin sits roughly 11 miles southwest of Riverview — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 18% lower than Riverview's $341,000.

Cost Overview

Housing 91
Rent 121

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ruskin

The median home value in Ruskin is $278,300 — 9% below the national median of $305,000. Median rent runs $1,593/month, 21% higher than the national median of $1,314/month. The median household income of $76,402/year is 2% higher than the US median of $74,580. The local unemployment rate is 4.2%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Ruskin has a cost of living index of 103 versus the US average of 100, meaning it is 3% more expensive.

🏠 Housing

Median Home Value
$278,300
9% below avg
Zillow Home Value
$312,335
Zillow ZHVI
Median Rent
$1,593/mo
21% above avg
Zillow Rent
$2,213/mo
Zillow ZORI
Price-to-Rent Ratio
14.6x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 73.1%
Renter-occupied 26.9%

💰 Estimated Monthly Budget

Rent median rent
$1,593
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,207/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.5 min
35% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.8%

Commute Mode

Drove alone
73.4%
Carpooled
10.0%
Walked
0.4%
Work from home
14.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$76,402
2% above avg
Per Capita Income
$29,318
Unemployment Rate
4.2%
14% below avg
Poverty Rate
11.1%
Labor Force Participation
67.5%

🎓 Education

Bachelor's degree+ 15.9%
Graduate degree 6.5%

👥 Demographics

Median Age 34
Male median age 34.4
Female median age 33.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
42.7%
Good air days/yr
114
Max AQI recorded
261
PM2.5 days
102
Ozone days

Frequently Asked Questions

What is the cost of living in Ruskin, FL?

Ruskin has a cost index of 103 (100 = national average). It is 3% above the national average.

What is average rent in Ruskin, FL?

The median gross rent in Ruskin is $1,593 per month based on 2023 Census data.

What is the average home price in Ruskin?

The median home value in Ruskin is $278,300 according to Zillow and Census data.

What is the median income in Ruskin?

The median household income in Ruskin is $76,402 per year (2023 ACS 5-year estimates).

What is the sales tax in Ruskin, FL?

The combined state and local sales tax rate in Ruskin is 7.0%. Florida has no state income tax.

Is Ruskin, FL affordable?

Ruskin is near the national average in terms of cost of living, with an index of 103 (100 = US average).

Ruskin at a Glance

Population
30,074
Median Income
$76,402
Home Value
$278,300
Median Rent
$1,593/mo
Unemployment
4.2%
Sales Tax
7.0%
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Explore county-level cost of living data

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