Cost of Living in Silver Springs Shores, FL

Population 27,556 · Florida · Data vintage 2023

73
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Silver Springs Shores lands reasonably close to national benchmarks on most cost indicators, with a median home value of $182,000 — 40% below the US figure. That makes it a useful reference point for comparing with more extreme markets in Florida.

Geographically, Silver Springs Shores is about 45 miles southeast of Gainesville, the nearest large metro. Median home values run roughly 23% lower than Gainesville's $235,000.

Cost Overview

Housing 60
Rent 94

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Silver Springs Shores

The median home value in Silver Springs Shores is $181,800 — 40% below the national median of $305,000. Median rent runs $1,231/month, 6% lower than the national median of $1,314/month. The median household income of $60,543/year is 19% lower than the US median of $74,580. The local unemployment rate is 3.3%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Silver Springs Shores has a cost of living index of 73 versus the US average of 100, meaning it is 27% less expensive.

🏠 Housing

Median Home Value
$181,800
40% below avg
Median Rent
$1,231/mo
6% below avg
Price-to-Rent Ratio
12.3x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 76.3%
Renter-occupied 23.7%

💰 Estimated Monthly Budget

Rent median rent
$1,231
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,845/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.7 min
10% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.8%

Commute Mode

Drove alone
76.0%
Carpooled
13.5%
Walked
0.2%
Work from home
9.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$60,543
19% below avg
Per Capita Income
$28,383
Unemployment Rate
3.3%
32% below avg
Poverty Rate
15.9%
Labor Force Participation
56.2%

🎓 Education

Bachelor's degree+ 10.5%
Graduate degree 4.9%

👥 Demographics

Median Age 39.1
Male median age 38.3
Female median age 40.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
66%
Good air days/yr
99
Max AQI recorded
248
PM2.5 days
117
Ozone days

Frequently Asked Questions

What is the cost of living in Silver Springs Shores, FL?

Silver Springs Shores has a cost index of 73 (100 = national average). It is 27% below the national average.

What is average rent in Silver Springs Shores, FL?

The median gross rent in Silver Springs Shores is $1,231 per month based on 2023 Census data.

What is the average home price in Silver Springs Shores?

The median home value in Silver Springs Shores is $181,800 according to 2023 Census ACS data.

What is the median income in Silver Springs Shores?

The median household income in Silver Springs Shores is $60,543 per year (2023 ACS 5-year estimates).

What is the sales tax in Silver Springs Shores, FL?

The combined state and local sales tax rate in Silver Springs Shores is 7.0%. Florida has no state income tax.

Is Silver Springs Shores, FL affordable?

Yes, Silver Springs Shores is generally considered affordable, with a cost of living index of 73 — about 27% below the US national average of 100.

Silver Springs Shores at a Glance

Population
27,556
Median Income
$60,543
Home Value
$181,800
Median Rent
$1,231/mo
Unemployment
3.3%
Sales Tax
7.0%
View all cities in Florida →
🗺️ County data for Florida

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs