Cost of Living in Laredo, TX

Population 255,949 · Texas · Data vintage 2023

66
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Laredo cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $182,000, rents near $1,001 a month. A poverty rate near 21% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Cost Overview

Housing 60
Rent 76

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Laredo

The median home value in Laredo is $182,400 — 40% below the national median of $305,000. Median rent runs $1,001/month, 24% lower than the national median of $1,314/month. The median household income of $63,264/year is 15% lower than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 85.9°F and lows of 63.3°F. Overall, Laredo has a cost of living index of 66 versus the US average of 100, meaning it is 34% less expensive.

🏠 Housing

Median Home Value
$182,400
40% below avg
Zillow Home Value
$217,648
Zillow ZHVI
Median Rent
$1,001/mo
24% below avg
Zillow Rent
$1,326/mo
Zillow ZORI
Price-to-Rent Ratio
15.2x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 63.3%
Renter-occupied 36.7%

💰 Estimated Monthly Budget

Rent median rent
$1,001
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,615/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.9 min
15% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.3%

Commute Mode

Drove alone
79.3%
Carpooled
11.4%
Public transit
0.8%
Walked
1.5%
Bicycle
0.1%
Work from home
5.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$63,264
15% below avg
Per Capita Income
$24,584
Unemployment Rate
5.5%
13% above avg
Poverty Rate
20.8%
Labor Force Participation
62.5%

🎓 Education

Bachelor's degree+ 15.1%
Graduate degree 6.4%

👥 Demographics

Median Age 29.7
Male median age 28.8
Female median age 30.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
85.9°F
Avg Low
63.3°F
Annual Precip
21.4"
40° 58° 75° 93° 110° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 68748188939910010194877769
Low °F 475158647175767772655648
Precip" 0.900.831.601.472.762.502.111.683.641.751.041.07

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
62.2%
Good air days/yr
133
Max AQI recorded
199
PM2.5 days
161
Ozone days

Frequently Asked Questions

What is the cost of living in Laredo, TX?

Laredo has a cost index of 66 (100 = national average). It is 34% below the national average.

What is average rent in Laredo, TX?

The median gross rent in Laredo is $1,001 per month based on 2023 Census data.

What is the average home price in Laredo?

The median home value in Laredo is $182,400 according to Zillow and Census data.

What is the median income in Laredo?

The median household income in Laredo is $63,264 per year (2023 ACS 5-year estimates).

What is the sales tax in Laredo, TX?

The combined state and local sales tax rate in Laredo is 8.2%. Texas has no state income tax.

Is Laredo, TX affordable?

Yes, Laredo is generally considered affordable, with a cost of living index of 66 — about 34% below the US national average of 100.

What is the weather like in Laredo?

Laredo has average high temperatures of 85.9°F and average lows of 63.3°F. Annual precipitation is 21.4". Data from NOAA 1991–2020 Climate Normals.

Laredo at a Glance

Population
255,949
Median Income
$63,264
Home Value
$182,400
Median Rent
$1,001/mo
Unemployment
5.5%
Avg High Temp
85.9°F
Sales Tax
8.2%
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