Cost of Living in Zapata, TX

Population 4,879 · Texas · Data vintage 2023

35
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Zapata's median household income of $37,653 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (30% here). The labor market has been unusually tight, with unemployment around 2.5% — below most comparable cities in the state.

Located 50 miles south of Laredo, Zapata falls within that metro's commuting orbit. Median home values run roughly 43% lower than Laredo's $182,000.

Cost Overview

Housing 34
Rent 37

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Zapata

The median home value in Zapata is $104,300 — 66% below the national median of $305,000. Median rent runs $482/month, 63% lower than the national median of $1,314/month. The median household income of $37,653/year is 50% lower than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 85.9°F and lows of 63.3°F. Overall, Zapata has a cost of living index of 35 versus the US average of 100, meaning it is 65% less expensive.

🏠 Housing

Median Home Value
$104,300
66% below avg
Zillow Home Value
$126,364
Zillow ZHVI
Median Rent
$482/mo
63% below avg
Price-to-Rent Ratio
18.0x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 65.8%
Renter-occupied 34.2%

💰 Estimated Monthly Budget

Rent median rent
$482
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,096/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.9 min
30% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.0%

Commute Mode

Drove alone
77.7%
Carpooled
14.6%
Walked
1.8%
Work from home
6.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$37,653
50% below avg
Per Capita Income
$21,153
Unemployment Rate
2.5%
49% below avg
Poverty Rate
30.3%
Labor Force Participation
44.7%

🎓 Education

Bachelor's degree+ 12.3%
Graduate degree 5.4%

👥 Demographics

Median Age 39.3
Male median age 40
Female median age 37.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
85.9°F
Avg Low
63.3°F
Annual Precip
21.4"
40° 58° 75° 93° 110° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 68748188939910010194877769
Low °F 475158647175767772655648
Precip" 0.900.831.601.472.762.502.111.683.641.751.041.07

Frequently Asked Questions

What is the cost of living in Zapata, TX?

Zapata has a cost index of 35 (100 = national average). It is 65% below the national average.

What is average rent in Zapata, TX?

The median gross rent in Zapata is $482 per month based on 2023 Census data.

What is the average home price in Zapata?

The median home value in Zapata is $104,300 according to Zillow and Census data.

What is the median income in Zapata?

The median household income in Zapata is $37,653 per year (2023 ACS 5-year estimates).

What is the sales tax in Zapata, TX?

The combined state and local sales tax rate in Zapata is 8.2%. Texas has no state income tax.

Is Zapata, TX affordable?

Yes, Zapata is generally considered affordable, with a cost of living index of 35 — about 65% below the US national average of 100.

What is the weather like in Zapata?

Zapata has average high temperatures of 85.9°F and average lows of 63.3°F. Annual precipitation is 21.4". Data from NOAA 1991–2020 Climate Normals.

Zapata at a Glance

Population
4,879
Median Income
$37,653
Home Value
$104,300
Median Rent
$482/mo
Unemployment
2.5%
Avg High Temp
85.9°F
Sales Tax
8.2%
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