Cost of Living in Cotulla, TX

Population 3,690 · Texas · Data vintage 2023

26
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Cotulla sits on the smaller end of the Texas city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Around 30% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Located 60 miles north of Laredo, Cotulla is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 57% lower than Laredo's $182,000.

Cost Overview

Housing 26

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cotulla

The median home value in Cotulla is $79,000 — 74% below the national median of $305,000. The median household income of $58,511/year is 22% lower than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 85.1°F and lows of 60.9°F. Overall, Cotulla has a cost of living index of 26 versus the US average of 100, meaning it is 74% less expensive.

🏠 Housing

Median Home Value
$79,000
74% below avg
Zillow Home Value
$103,754
Zillow ZHVI
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$766
1 BR
$811
2 BR
$981
3 BR
$1,307
4 BR
$1,509
Owner-occupied 77.3%
Renter-occupied 22.8%

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
14.4 min
47% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
1.9%

Commute Mode

Drove alone
82.4%
Carpooled
14.1%
Work from home
1.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 8.2%
State rate 6.3%
Avg local rate 1.9%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$58,511
22% below avg
Per Capita Income
$19,860
Unemployment Rate
3.6%
25% below avg
Poverty Rate
29.9%
Labor Force Participation
52.8%

🎓 Education

Bachelor's degree+ 4.8%
Graduate degree 6.6%

👥 Demographics

Median Age 38.8
Male median age 40
Female median age 37

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
85.1°F
Avg Low
60.9°F
Annual Precip
21.7"
40° 58° 75° 93° 110° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 6774808693989910094877669
Low °F 444855616974757571635245
Precip" 0.851.261.571.333.012.202.261.672.982.391.151.01

Frequently Asked Questions

What is the cost of living in Cotulla, TX?

Cotulla has a cost index of 26 (100 = national average). It is 74% below the national average.

What is the average home price in Cotulla?

The median home value in Cotulla is $79,000 according to Zillow and Census data.

What is the median income in Cotulla?

The median household income in Cotulla is $58,511 per year (2023 ACS 5-year estimates).

What is the sales tax in Cotulla, TX?

The combined state and local sales tax rate in Cotulla is 8.2%. Texas has no state income tax.

Is Cotulla, TX affordable?

Yes, Cotulla is generally considered affordable, with a cost of living index of 26 — about 74% below the US national average of 100.

What is the weather like in Cotulla?

Cotulla has average high temperatures of 85.1°F and average lows of 60.9°F. Annual precipitation is 21.7". Data from NOAA 1991–2020 Climate Normals.

Cotulla at a Glance

Population
3,690
Median Income
$58,511
Home Value
$79,000
Unemployment
3.6%
Avg High Temp
85.1°F
Sales Tax
8.2%
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