Cost of Living in South Beach, FL

Population 3,081 · Florida · Data vintage 2023

276
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in South Beach sits 182% above the national median — $860,000 for the typical home — but median household incomes near $188,095 (152% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

South Beach sits roughly 20 miles north of Port St. Lucie — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 162% higher than Port St. Lucie's $328,000.

Cost Overview

Housing 282
Rent 266

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in South Beach

The median home value in South Beach is $860,000 — 182% above the national median of $305,000. Median rent runs $3,501/month, 166% higher than the national median of $1,314/month. The median household income of $188,095/year is 152% higher than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, South Beach has a cost of living index of 276 versus the US average of 100, meaning it is 176% more expensive.

🏠 Housing

Median Home Value
$860,000
182% above avg
Median Rent
$3,501/mo
166% above avg
Price-to-Rent Ratio
20.5x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 98.6%
Renter-occupied 1.4%

💰 Estimated Monthly Budget

Rent median rent
$3,501
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $4,115/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.7 min
9% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
42.8%

Commute Mode

Drove alone
55.5%
Carpooled
0.9%
Walked
0.8%
Work from home
42.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$188,095
152% above avg
Per Capita Income
$133,585
Unemployment Rate
5.0%
3% above avg
Poverty Rate
5.4%
Labor Force Participation
33.7%

🎓 Education

Bachelor's degree+ 38.8%
Graduate degree 26.4%

👥 Demographics

Median Age 69.7
Male median age 70.9
Female median age 67.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 34 — Good
97.8%
Good air days/yr
74
Max AQI recorded
0
PM2.5 days
358
Ozone days

Frequently Asked Questions

What is the cost of living in South Beach, FL?

South Beach has a cost index of 276 (100 = national average). It is 176% above the national average.

What is average rent in South Beach, FL?

The median gross rent in South Beach is $3,501 per month based on 2023 Census data.

What is the average home price in South Beach?

The median home value in South Beach is $860,000 according to 2023 Census ACS data.

What is the median income in South Beach?

The median household income in South Beach is $188,095 per year (2023 ACS 5-year estimates).

What is the sales tax in South Beach, FL?

The combined state and local sales tax rate in South Beach is 7.0%. Florida has no state income tax.

Is South Beach, FL affordable?

South Beach is above average in cost of living, with an index of 276 — about 176% higher than the national average.