Cost of Living in Stock Island, FL
Population 4,724 · Florida · Data vintage 2023
(100 = US avg)
Stock Island is a smaller Florida community of around 5000 residents, where median household incomes of $67,005 and housing costs ($513,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. The labor market has been unusually tight, with unemployment around 1.6% — below most comparable cities in the state.
Geographically, Stock Island lies roughly 125 miles southwest of the nearest major metro, Miami. Median home values run roughly 8% higher than Miami's $475,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Stock Island
The median home value in Stock Island is $513,300 — 68% above the national median of $305,000. Median rent runs $2,009/month, 53% higher than the national median of $1,314/month. The median household income of $67,005/year is 10% lower than the US median of $74,580. The local unemployment rate is 1.6%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 83.7°F and lows of 74.0°F. Overall, Stock Island has a cost of living index of 162 versus the US average of 100, meaning it is 62% more expensive.
Stock Island has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 76 | 77 | 80 | 83 | 86 | 89 | 90 | 91 | 89 | 86 | 81 | 78 |
| Low °F | 66 | 67 | 69 | 73 | 76 | 79 | 81 | 81 | 79 | 77 | 72 | 68 |
| Precip" | 1.83 | 1.54 | 1.53 | 2.07 | 3.12 | 4.23 | 3.63 | 5.37 | 7.24 | 5.67 | 2.05 | 2.16 |
Frequently Asked Questions
What is the cost of living in Stock Island, FL?
Stock Island has a cost index of 162 (100 = national average). It is 62% above the national average.
What is average rent in Stock Island, FL?
The median gross rent in Stock Island is $2,009 per month based on 2023 Census data.
What is the average home price in Stock Island?
The median home value in Stock Island is $513,300 according to Zillow and Census data.
What is the median income in Stock Island?
The median household income in Stock Island is $67,005 per year (2023 ACS 5-year estimates).
What is the sales tax in Stock Island, FL?
The combined state and local sales tax rate in Stock Island is 7.0%. Florida has no state income tax.
Is Stock Island, FL affordable?
Stock Island is above average in cost of living, with an index of 162 — about 62% higher than the national average.
What is the weather like in Stock Island?
Stock Island has average high temperatures of 83.7°F and average lows of 74.0°F. Annual precipitation is 40.4". Data from NOAA 1991–2020 Climate Normals.
Stock Island at a Glance
- Population
- 4,724
- Median Income
- $67,005
- Home Value
- $513,300
- Median Rent
- $2,009/mo
- Unemployment
- 1.6%
- Avg High Temp
- 83.7°F
- Sales Tax
- 7.0%
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Florida Rankings
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