Cost of Living in The Villages, FL
Population 82,108 · Florida · Data vintage 2023
(100 = US avg)
With a median age of 74, The Villages functions largely as a retirement market. Housing costs — $375,000 for a typical home — anchor most household budgets, and the state's treatment of pension income tends to matter more than wage-driven tax comparisons.
Located 45 miles northeast of Spring Hill, The Villages falls within that metro's commuting orbit. Median home values run roughly 51% higher than Spring Hill's $248,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in The Villages
The median home value in The Villages is $375,100 — 23% above the national median of $305,000. Median rent runs $1,541/month, 17% higher than the national median of $1,314/month. The median household income of $76,523/year is 3% higher than the US median of $74,580. The local unemployment rate is 4.2%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, The Villages has a cost of living index of 121 versus the US average of 100, meaning it is 21% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
Frequently Asked Questions
What is the cost of living in The Villages, FL?
The Villages has a cost index of 121 (100 = national average). It is 21% above the national average.
What is average rent in The Villages, FL?
The median gross rent in The Villages is $1,541 per month based on 2023 Census data.
What is the average home price in The Villages?
The median home value in The Villages is $375,100 according to Zillow and Census data.
What is the median income in The Villages?
The median household income in The Villages is $76,523 per year (2023 ACS 5-year estimates).
What is the sales tax in The Villages, FL?
The combined state and local sales tax rate in The Villages is 7.0%. Florida has no state income tax.
Is The Villages, FL affordable?
The Villages is above average in cost of living, with an index of 121 — about 21% higher than the national average.
The Villages at a Glance
- Population
- 82,108
- Median Income
- $76,523
- Home Value
- $375,100
- Median Rent
- $1,541/mo
- Unemployment
- 4.2%
- Sales Tax
- 7.0%
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Explore county-level cost of living data
Florida Rankings
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