Cost of Living in Lake Panasoffkee, FL

Population 4,525 · Florida · Data vintage 2023

56
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Lake Panasoffkee run well below national norms — a median of $46,002 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $133,000). A poverty rate near 26% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Located 30 miles northeast of Spring Hill, Lake Panasoffkee falls within that metro's commuting orbit. Median home values run roughly 46% lower than Spring Hill's $248,000.

Cost Overview

Housing 44
Rent 73

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lake Panasoffkee

The median home value in Lake Panasoffkee is $133,300 — 56% below the national median of $305,000. Median rent runs $962/month, 27% lower than the national median of $1,314/month. The median household income of $46,002/year is 38% lower than the US median of $74,580. The local unemployment rate is 5.4%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Lake Panasoffkee has a cost of living index of 56 versus the US average of 100, meaning it is 44% less expensive.

🏠 Housing

Median Home Value
$133,300
56% below avg
Zillow Home Value
$526,717
Zillow ZHVI
Median Rent
$962/mo
27% below avg
Price-to-Rent Ratio
11.5x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 68.6%
Renter-occupied 31.4%

💰 Estimated Monthly Budget

Rent median rent
$962
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,576/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.6 min
21% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.0%

Commute Mode

Drove alone
84.0%
Carpooled
6.0%
Walked
0.9%
Bicycle
0.6%
Work from home
6.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$46,002
38% below avg
Per Capita Income
$28,837
Unemployment Rate
5.4%
12% above avg
Poverty Rate
26.2%
Labor Force Participation
53.1%

🎓 Education

Bachelor's degree+ 6.4%
Graduate degree 3.3%

👥 Demographics

Median Age 48.9
Male median age 47.6
Female median age 49.5

Frequently Asked Questions

What is the cost of living in Lake Panasoffkee, FL?

Lake Panasoffkee has a cost index of 56 (100 = national average). It is 44% below the national average.

What is average rent in Lake Panasoffkee, FL?

The median gross rent in Lake Panasoffkee is $962 per month based on 2023 Census data.

What is the average home price in Lake Panasoffkee?

The median home value in Lake Panasoffkee is $133,300 according to Zillow and Census data.

What is the median income in Lake Panasoffkee?

The median household income in Lake Panasoffkee is $46,002 per year (2023 ACS 5-year estimates).

What is the sales tax in Lake Panasoffkee, FL?

The combined state and local sales tax rate in Lake Panasoffkee is 7.0%. Florida has no state income tax.

Is Lake Panasoffkee, FL affordable?

Yes, Lake Panasoffkee is generally considered affordable, with a cost of living index of 56 — about 44% below the US national average of 100.

Lake Panasoffkee at a Glance

Population
4,525
Median Income
$46,002
Home Value
$133,300
Median Rent
$962/mo
Unemployment
5.4%
Sales Tax
7.0%
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