Cost of Living in Floral City, FL

Population 5,467 · Florida · Data vintage 2023

58
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

With a median age of 61, Floral City functions largely as a retirement market. Housing costs — $216,000 for a typical home — anchor most household budgets, and the state's treatment of pension income tends to matter more than wage-driven tax comparisons.

Geographically, Floral City sits roughly 20 miles northeast of Spring Hill. Median home values run roughly 13% lower than Spring Hill's $248,000.

Cost Overview

Housing 71
Rent 38

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Floral City

The median home value in Floral City is $216,100 — 29% below the national median of $305,000. Median rent runs $504/month, 62% lower than the national median of $1,314/month. The median household income of $59,000/year is 21% lower than the US median of $74,580. The local unemployment rate is 5.7%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Floral City has a cost of living index of 58 versus the US average of 100, meaning it is 42% less expensive.

🏠 Housing

Median Home Value
$216,100
29% below avg
Zillow Home Value
$267,659
Zillow ZHVI
Median Rent
$504/mo
62% below avg
Zillow Rent
$2,522/mo
Zillow ZORI
Price-to-Rent Ratio
35.7x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 87.8%
Renter-occupied 12.2%

💰 Estimated Monthly Budget

Rent median rent
$504
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,118/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.9 min
33% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.2%

Commute Mode

Drove alone
65.9%
Carpooled
19.9%
Walked
0.9%
Work from home
13.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$59,000
21% below avg
Per Capita Income
$33,681
Unemployment Rate
5.7%
19% above avg
Poverty Rate
15.2%
Labor Force Participation
38.2%

🎓 Education

Bachelor's degree+ 11.5%
Graduate degree 5.8%

👥 Demographics

Median Age 61.2
Male median age 60.5
Female median age 61.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
65.2%
Good air days/yr
118
Max AQI recorded
353
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Floral City, FL?

Floral City has a cost index of 58 (100 = national average). It is 42% below the national average.

What is average rent in Floral City, FL?

The median gross rent in Floral City is $504 per month based on 2023 Census data.

What is the average home price in Floral City?

The median home value in Floral City is $216,100 according to Zillow and Census data.

What is the median income in Floral City?

The median household income in Floral City is $59,000 per year (2023 ACS 5-year estimates).

What is the sales tax in Floral City, FL?

The combined state and local sales tax rate in Floral City is 7.0%. Florida has no state income tax.

Is Floral City, FL affordable?

Yes, Floral City is generally considered affordable, with a cost of living index of 58 — about 42% below the US national average of 100.