Cost of Living in Inverness, FL

Population 7,672 · Florida · Data vintage 2023

63
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The median resident in Inverness is 56 years old, well past the national midpoint, giving the city the retail and service mix of a retirement-dominant market. Household-income figures here read differently than in working-age cities: retirement and investment income weigh heavily in the totals. At 6.1%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Inverness is about 30 miles northeast of Spring Hill, the nearest large metro. Median home values run roughly 32% lower than Spring Hill's $248,000.

Cost Overview

Housing 55
Rent 75

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Inverness

The median home value in Inverness is $168,100 — 45% below the national median of $305,000. Median rent runs $982/month, 25% lower than the national median of $1,314/month. The median household income of $44,899/year is 40% lower than the US median of $74,580. The local unemployment rate is 6.1%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Inverness has a cost of living index of 63 versus the US average of 100, meaning it is 37% less expensive.

🏠 Housing

Median Home Value
$168,100
45% below avg
Zillow Home Value
$236,713
Zillow ZHVI
Median Rent
$982/mo
25% below avg
Zillow Rent
$1,490/mo
Zillow ZORI
Price-to-Rent Ratio
14.3x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 69.9%
Renter-occupied 30.1%

💰 Estimated Monthly Budget

Rent median rent
$982
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,596/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.5 min
6% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.1%

Commute Mode

Drove alone
75.6%
Carpooled
11.1%
Walked
2.0%
Bicycle
0.7%
Work from home
9.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$44,899
40% below avg
Per Capita Income
$34,180
Unemployment Rate
6.1%
27% above avg
Poverty Rate
15.0%
Labor Force Participation
51.0%

🎓 Education

Bachelor's degree+ 14.3%
Graduate degree 6.7%

👥 Demographics

Median Age 56
Male median age 51.3
Female median age 58.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
65.2%
Good air days/yr
118
Max AQI recorded
353
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

88%
4-Year Graduation Rate
16.7:1
Student-teacher ratio
26
Public schools
15,611
Total enrollment

Frequently Asked Questions

What is the cost of living in Inverness, FL?

Inverness has a cost index of 63 (100 = national average). It is 37% below the national average.

What is average rent in Inverness, FL?

The median gross rent in Inverness is $982 per month based on 2023 Census data.

What is the average home price in Inverness?

The median home value in Inverness is $168,100 according to Zillow and Census data.

What is the median income in Inverness?

The median household income in Inverness is $44,899 per year (2023 ACS 5-year estimates).

What is the sales tax in Inverness, FL?

The combined state and local sales tax rate in Inverness is 7.0%. Florida has no state income tax.

Is Inverness, FL affordable?

Yes, Inverness is generally considered affordable, with a cost of living index of 63 — about 37% below the US national average of 100.