Cost of Living in Three Oaks, FL

Population 6,037 · Florida · Data vintage 2023

139
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Three Oaks a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $421,000.

Located 14 miles southwest of Lehigh Acres, Three Oaks falls within that metro's commuting orbit. Median home values run roughly 60% higher than Lehigh Acres' $263,000.

Cost Overview

Housing 138
Rent 141

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Three Oaks

The median home value in Three Oaks is $421,300 — 38% above the national median of $305,000. Median rent runs $1,851/month, 41% higher than the national median of $1,314/month. The median household income of $102,392/year is 37% higher than the US median of $74,580. The local unemployment rate is 5.4%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 84.3°F and lows of 65.7°F. Overall, Three Oaks has a cost of living index of 139 versus the US average of 100, meaning it is 39% more expensive.

🏠 Housing

Median Home Value
$421,300
38% above avg
Median Rent
$1,851/mo
41% above avg
Price-to-Rent Ratio
19.0x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 55.8%
Renter-occupied 44.2%

💰 Estimated Monthly Budget

Rent median rent
$1,851
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,465/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.3 min
6% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.7%

Commute Mode

Drove alone
78.0%
Carpooled
6.4%
Walked
0.5%
Bicycle
1.1%
Work from home
10.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$102,392
37% above avg
Per Capita Income
$47,837
Unemployment Rate
5.4%
12% above avg
Poverty Rate
10.8%
Labor Force Participation
86.3%

🎓 Education

Bachelor's degree+ 28.4%
Graduate degree 22.5%

👥 Demographics

Median Age 30.1
Male median age 32
Female median age 29.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
84.3°F
Avg Low
65.7°F
Annual Precip
53.4"
50° 63° 75° 88° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 757880858890919190868177
Low °F 545659646873757675706358
Precip" 2.361.491.921.873.0210.338.568.758.493.111.891.60

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 35 — Good
94.5%
Good air days/yr
101
Max AQI recorded
0
PM2.5 days
363
Ozone days

Frequently Asked Questions

What is the cost of living in Three Oaks, FL?

Three Oaks has a cost index of 139 (100 = national average). It is 39% above the national average.

What is average rent in Three Oaks, FL?

The median gross rent in Three Oaks is $1,851 per month based on 2023 Census data.

What is the average home price in Three Oaks?

The median home value in Three Oaks is $421,300 according to 2023 Census ACS data.

What is the median income in Three Oaks?

The median household income in Three Oaks is $102,392 per year (2023 ACS 5-year estimates).

What is the sales tax in Three Oaks, FL?

The combined state and local sales tax rate in Three Oaks is 7.0%. Florida has no state income tax.

Is Three Oaks, FL affordable?

Three Oaks is above average in cost of living, with an index of 139 — about 39% higher than the national average.

What is the weather like in Three Oaks?

Three Oaks has average high temperatures of 84.3°F and average lows of 65.7°F. Annual precipitation is 53.4". Data from NOAA 1991–2020 Climate Normals.

Three Oaks at a Glance

Population
6,037
Median Income
$102,392
Home Value
$421,300
Median Rent
$1,851/mo
Unemployment
5.4%
Avg High Temp
84.3°F
Sales Tax
7.0%
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Explore county-level cost of living data

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