Cost of Living in Umatilla, FL
Population 3,793 · Florida · Data vintage 2023
(100 = US avg)
Buyers in Umatilla can reasonably expect a home to cost less than three years of household income — $195,000 against $67,206 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. Rental affordability is stretched — $2,448/month works out to about 44% of median household income, above the 30% "cost-burdened" line.
Geographically, Umatilla is about 45 miles northwest of Orlando, the nearest large metro. Median home values run roughly 46% lower than Orlando's $359,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Umatilla
The median home value in Umatilla is $194,500 — 36% below the national median of $305,000. Median rent runs $2,448/month, 86% higher than the national median of $1,314/month. The median household income of $67,206/year is 10% lower than the US median of $74,580. The local unemployment rate is 2.3%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 82.4°F and lows of 63.1°F. Overall, Umatilla has a cost of living index of 113 versus the US average of 100, meaning it is 13% more expensive.
Umatilla has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 70 | 73 | 77 | 83 | 88 | 91 | 91 | 92 | 90 | 85 | 77 | 72 |
| Low °F | 49 | 52 | 56 | 62 | 68 | 73 | 75 | 75 | 73 | 66 | 57 | 52 |
| Precip" | 2.51 | 2.08 | 3.22 | 2.04 | 2.68 | 6.98 | 5.88 | 6.63 | 5.21 | 2.62 | 1.76 | 2.17 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Umatilla, FL?
Umatilla has a cost index of 113 (100 = national average). It is 13% above the national average.
What is average rent in Umatilla, FL?
The median gross rent in Umatilla is $2,448 per month based on 2023 Census data.
What is the average home price in Umatilla?
The median home value in Umatilla is $194,500 according to Zillow and Census data.
What is the median income in Umatilla?
The median household income in Umatilla is $67,206 per year (2023 ACS 5-year estimates).
What is the sales tax in Umatilla, FL?
The combined state and local sales tax rate in Umatilla is 7.0%. Florida has no state income tax.
Is Umatilla, FL affordable?
Umatilla is above average in cost of living, with an index of 113 — about 13% higher than the national average.
What is the weather like in Umatilla?
Umatilla has average high temperatures of 82.4°F and average lows of 63.1°F. Annual precipitation is 43.8". Data from NOAA 1991–2020 Climate Normals.
Umatilla at a Glance
- Population
- 3,793
- Median Income
- $67,206
- Home Value
- $194,500
- Median Rent
- $2,448/mo
- Unemployment
- 2.3%
- Avg High Temp
- 82.4°F
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Florida Rankings
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