Cost of Living in Jackson, TN

Population 68,098 · Tennessee · Data vintage 2023

72
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Jackson's cost indicators track within a reasonable band of national figures, with median household incomes near $51,552 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. Unemployment has stayed elevated relative to the national figure — 8.6% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Jackson is about 75 miles northeast of Memphis, the nearest large metro. Median home values run roughly 24% higher than Memphis' $157,000.

Cost Overview

Housing 64
Rent 83

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Jackson

The median home value in Jackson is $195,000 — 36% below the national median of $305,000. Median rent runs $1,094/month, 17% lower than the national median of $1,314/month. The median household income of $51,552/year is 31% lower than the US median of $74,580. The local unemployment rate is 8.6%, above the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 71.0°F and lows of 48.9°F. Overall, Jackson has a cost of living index of 72 versus the US average of 100, meaning it is 28% less expensive.

🏠 Housing

Median Home Value
$195,000
36% below avg
Zillow Home Value
$220,989
Zillow ZHVI
Median Rent
$1,094/mo
17% below avg
Zillow Rent
$1,370/mo
Zillow ZORI
Price-to-Rent Ratio
14.9x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 52.2%
Renter-occupied 47.8%

💰 Estimated Monthly Budget

Rent median rent
$1,094
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,708/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.2 min
29% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.3%

Commute Mode

Drove alone
70.2%
Carpooled
12.0%
Public transit
0.8%
Walked
2.7%
Bicycle
0.0%
Work from home
9.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$51,552
31% below avg
Per Capita Income
$29,887
Unemployment Rate
8.6%
78% above avg
Poverty Rate
22.6%
Labor Force Participation
61.1%

🎓 Education

Bachelor's degree+ 16.2%
Graduate degree 10.4%

👥 Demographics

Median Age 35.3
Male median age 34
Female median age 37

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
71.0°F
Avg Low
48.9°F
Annual Precip
53.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 495362728087909084736151
Low °F 293340485866696760483832
Precip" 4.074.405.555.125.584.764.373.533.583.634.335.01

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
66.4%
Good air days/yr
87
Max AQI recorded
357
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

87.7%
4-Year Graduation Rate
15.4:1
Student-teacher ratio
24
Public schools
12,771
Total enrollment

Frequently Asked Questions

What is the cost of living in Jackson, TN?

Jackson has a cost index of 72 (100 = national average). It is 28% below the national average.

What is average rent in Jackson, TN?

The median gross rent in Jackson is $1,094 per month based on 2023 Census data.

What is the average home price in Jackson?

The median home value in Jackson is $195,000 according to Zillow and Census data.

What is the median income in Jackson?

The median household income in Jackson is $51,552 per year (2023 ACS 5-year estimates).

What is the sales tax in Jackson, TN?

The combined state and local sales tax rate in Jackson is 9.6%. Tennessee has no state income tax.

Is Jackson, TN affordable?

Yes, Jackson is generally considered affordable, with a cost of living index of 72 — about 28% below the US national average of 100.

What is the weather like in Jackson?

Jackson has average high temperatures of 71.0°F and average lows of 48.9°F. Annual precipitation is 53.9". Data from NOAA 1991–2020 Climate Normals.

Jackson at a Glance

Population
68,098
Median Income
$51,552
Home Value
$195,000
Median Rent
$1,094/mo
Unemployment
8.6%
Avg High Temp
71.0°F
Sales Tax
9.6%
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