Cost of Living in Henderson, TN

Population 6,349 · Tennessee · Data vintage 2023

48
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Henderson sits on the smaller end of the Tennessee city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Around 24% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Geographically, Henderson lies roughly 75 miles east of the nearest major metro, Memphis. Median home values run roughly 17% lower than Memphis' $157,000.

Cost Overview

Housing 43
Rent 55

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Henderson

The median home value in Henderson is $130,100 — 57% below the national median of $305,000. Median rent runs $725/month, 45% lower than the national median of $1,314/month. The median household income of $57,727/year is 23% lower than the US median of $74,580. The local unemployment rate is 3.5%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 71.0°F and lows of 48.9°F. Overall, Henderson has a cost of living index of 48 versus the US average of 100, meaning it is 52% less expensive.

🏠 Housing

Median Home Value
$130,100
57% below avg
Zillow Home Value
$903,511
Zillow ZHVI
Median Rent
$725/mo
45% below avg
Price-to-Rent Ratio
15.0x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 61.4%
Renter-occupied 38.6%

💰 Estimated Monthly Budget

Rent median rent
$725
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,339/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.6 min
1% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.2%

Commute Mode

Drove alone
80.3%
Carpooled
9.8%
Walked
2.8%
Bicycle
0.4%
Work from home
6.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$57,727
23% below avg
Per Capita Income
$20,386
Unemployment Rate
3.5%
26% below avg
Poverty Rate
23.6%
Labor Force Participation
44.6%

🎓 Education

Bachelor's degree+ 12.8%
Graduate degree 9.5%

👥 Demographics

Median Age 27.7
Male median age 26.9
Female median age 28.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
71.0°F
Avg Low
48.9°F
Annual Precip
53.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 495362728087909084736151
Low °F 293340485866696760483832
Precip" 4.074.405.555.125.584.764.373.533.583.634.335.01

🏫 Schools

NCES CCD 2019 — public school district data

96%
4-Year Graduation Rate
15.4:1
Student-teacher ratio
6
Public schools
2,838
Total enrollment

Frequently Asked Questions

What is the cost of living in Henderson, TN?

Henderson has a cost index of 48 (100 = national average). It is 52% below the national average.

What is average rent in Henderson, TN?

The median gross rent in Henderson is $725 per month based on 2023 Census data.

What is the average home price in Henderson?

The median home value in Henderson is $130,100 according to Zillow and Census data.

What is the median income in Henderson?

The median household income in Henderson is $57,727 per year (2023 ACS 5-year estimates).

What is the sales tax in Henderson, TN?

The combined state and local sales tax rate in Henderson is 9.6%. Tennessee has no state income tax.

Is Henderson, TN affordable?

Yes, Henderson is generally considered affordable, with a cost of living index of 48 — about 52% below the US national average of 100.

What is the weather like in Henderson?

Henderson has average high temperatures of 71.0°F and average lows of 48.9°F. Annual precipitation is 53.9". Data from NOAA 1991–2020 Climate Normals.

Henderson at a Glance

Population
6,349
Median Income
$57,727
Home Value
$130,100
Median Rent
$725/mo
Unemployment
3.5%
Avg High Temp
71.0°F
Sales Tax
9.6%
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Explore county-level cost of living data

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