Cost of Living in Selmer, TN

Population 4,456 · Tennessee · Data vintage 2023

42
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Selmer's median household income of $48,092 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (23% here). The labor market has been unusually tight, with unemployment around 2.2% — below most comparable cities in the state.

Geographically, Selmer lies roughly 80 miles east of the nearest major metro, Memphis. Median home values run roughly 29% lower than Memphis' $157,000.

Cost Overview

Housing 37
Rent 51

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Selmer

The median home value in Selmer is $111,600 — 63% below the national median of $305,000. Median rent runs $671/month, 49% lower than the national median of $1,314/month. The median household income of $48,092/year is 36% lower than the US median of $74,580. The local unemployment rate is 2.2%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 71.0°F and lows of 48.9°F. Overall, Selmer has a cost of living index of 42 versus the US average of 100, meaning it is 58% less expensive.

🏠 Housing

Median Home Value
$111,600
63% below avg
Zillow Home Value
$400,087
Zillow ZHVI
Median Rent
$671/mo
49% below avg
Price-to-Rent Ratio
13.9x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 66.6%
Renter-occupied 33.4%

💰 Estimated Monthly Budget

Rent median rent
$671
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,285/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.6 min
5% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.9%

Commute Mode

Drove alone
76.7%
Carpooled
17.6%
Walked
2.9%
Work from home
2.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$48,092
36% below avg
Per Capita Income
$23,311
Unemployment Rate
2.2%
55% below avg
Poverty Rate
22.8%
Labor Force Participation
45.3%

🎓 Education

Bachelor's degree+ 9.2%
Graduate degree 2.3%

👥 Demographics

Median Age 40.5
Male median age 41.7
Female median age 35.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
71.0°F
Avg Low
48.9°F
Annual Precip
53.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 495362728087909084736151
Low °F 293340485866696760483832
Precip" 4.074.405.555.125.584.764.373.533.583.634.335.01

🏫 Schools

NCES CCD 2019 — public school district data

96%
4-Year Graduation Rate
13.8:1
Student-teacher ratio
10
Public schools
4,070
Total enrollment

Frequently Asked Questions

What is the cost of living in Selmer, TN?

Selmer has a cost index of 42 (100 = national average). It is 58% below the national average.

What is average rent in Selmer, TN?

The median gross rent in Selmer is $671 per month based on 2023 Census data.

What is the average home price in Selmer?

The median home value in Selmer is $111,600 according to Zillow and Census data.

What is the median income in Selmer?

The median household income in Selmer is $48,092 per year (2023 ACS 5-year estimates).

What is the sales tax in Selmer, TN?

The combined state and local sales tax rate in Selmer is 9.6%. Tennessee has no state income tax.

Is Selmer, TN affordable?

Yes, Selmer is generally considered affordable, with a cost of living index of 42 — about 58% below the US national average of 100.

What is the weather like in Selmer?

Selmer has average high temperatures of 71.0°F and average lows of 48.9°F. Annual precipitation is 53.9". Data from NOAA 1991–2020 Climate Normals.

Selmer at a Glance

Population
4,456
Median Income
$48,092
Home Value
$111,600
Median Rent
$671/mo
Unemployment
2.2%
Avg High Temp
71.0°F
Sales Tax
9.6%
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Explore county-level cost of living data

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