Cost of Living in West Pensacola, FL

Population 20,679 · Florida · Data vintage 2023

55
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

West Pensacola's median household income of $38,641 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (25% here).

West Pensacola is about 50 miles east of Mobile, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 36% lower than Mobile's $170,000.

Cost Overview

Housing 36
Rent 83

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in West Pensacola

The median home value in West Pensacola is $109,800 — 64% below the national median of $305,000. Median rent runs $1,086/month, 17% lower than the national median of $1,314/month. The median household income of $38,641/year is 48% lower than the US median of $74,580. The local unemployment rate is 5.7%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.6°F and lows of 60.3°F. Overall, West Pensacola has a cost of living index of 55 versus the US average of 100, meaning it is 45% less expensive.

🏠 Housing

Median Home Value
$109,800
64% below avg
Median Rent
$1,086/mo
17% below avg
Price-to-Rent Ratio
8.4x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 49.0%
Renter-occupied 51.0%

💰 Estimated Monthly Budget

Rent median rent
$1,086
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,700/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.2 min
7% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.4%

Commute Mode

Drove alone
65.9%
Carpooled
12.8%
Public transit
4.7%
Walked
1.3%
Bicycle
2.3%
Work from home
8.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$38,641
48% below avg
Per Capita Income
$22,404
Unemployment Rate
5.7%
19% above avg
Poverty Rate
25.2%
Labor Force Participation
57.0%

🎓 Education

Bachelor's degree+ 8.6%
Graduate degree 6.1%

👥 Demographics

Median Age 37.8
Male median age 36.5
Female median age 39

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
78.6°F
Avg Low
60.3°F
Annual Precip
68.3"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 636672788590929189817265
Low °F 444753596774757572625146
Precip" 5.034.775.255.523.907.327.897.506.614.704.425.40

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
48.8%
Good air days/yr
108
Max AQI recorded
251
PM2.5 days
114
Ozone days

Frequently Asked Questions

What is the cost of living in West Pensacola, FL?

West Pensacola has a cost index of 55 (100 = national average). It is 45% below the national average.

What is average rent in West Pensacola, FL?

The median gross rent in West Pensacola is $1,086 per month based on 2023 Census data.

What is the average home price in West Pensacola?

The median home value in West Pensacola is $109,800 according to 2023 Census ACS data.

What is the median income in West Pensacola?

The median household income in West Pensacola is $38,641 per year (2023 ACS 5-year estimates).

What is the sales tax in West Pensacola, FL?

The combined state and local sales tax rate in West Pensacola is 7.0%. Florida has no state income tax.

Is West Pensacola, FL affordable?

Yes, West Pensacola is generally considered affordable, with a cost of living index of 55 — about 45% below the US national average of 100.

What is the weather like in West Pensacola?

West Pensacola has average high temperatures of 78.6°F and average lows of 60.3°F. Annual precipitation is 68.3". Data from NOAA 1991–2020 Climate Normals.

West Pensacola at a Glance

Population
20,679
Median Income
$38,641
Home Value
$109,800
Median Rent
$1,086/mo
Unemployment
5.7%
Avg High Temp
78.6°F
Sales Tax
7.0%
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