Cost of Living in Montgomery, GA

Population 4,704 · Georgia · Data vintage 2023

115
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Montgomery sits on the smaller end of the Georgia city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 0.9% — below most comparable cities in the state.

Montgomery sits roughly 8 miles southeast of Savannah — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 75% higher than Savannah's $225,000.

Cost Overview

Housing 129
Rent 95

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Montgomery

The median home value in Montgomery is $393,700 — 29% above the national median of $305,000. Median rent runs $1,249/month, 5% lower than the national median of $1,314/month. The median household income of $86,500/year is 16% higher than the US median of $74,580. The local unemployment rate is 0.9%, below the national average of 4.8%. Georgia's top state income tax rate is 5.5% and the combined sales tax is 7.3%. Overall, Montgomery has a cost of living index of 115 versus the US average of 100, meaning it is 15% more expensive.

🏠 Housing

Median Home Value
$393,700
29% above avg
Zillow Home Value
$351,502
Zillow ZHVI
Median Rent
$1,249/mo
5% below avg
Price-to-Rent Ratio
26.3x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$773
1 BR
$817
2 BR
$984
3 BR
$1,289
4 BR
$1,520
Owner-occupied 82.1%
Renter-occupied 17.9%

💰 Estimated Monthly Budget

Rent median rent
$1,249
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,863/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.9 min
23% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.3%

Commute Mode

Drove alone
82.2%
Carpooled
13.6%
Work from home
3.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.5%
Total Sales Tax 7.3%
State rate 4.0%
Avg local rate 3.4%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$86,500
16% above avg
Per Capita Income
$42,698
Unemployment Rate
0.9%
82% below avg
Poverty Rate
11.5%
Labor Force Participation
57.9%

🎓 Education

Bachelor's degree+ 20.7%
Graduate degree 24.0%

👥 Demographics

Median Age 36.3
Male median age 33.6
Female median age 41.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
56%
Good air days/yr
108
Max AQI recorded
300
PM2.5 days
52
Ozone days

Frequently Asked Questions

What is the cost of living in Montgomery, GA?

Montgomery has a cost index of 115 (100 = national average). It is 15% above the national average.

What is average rent in Montgomery, GA?

The median gross rent in Montgomery is $1,249 per month based on 2023 Census data.

What is the average home price in Montgomery?

The median home value in Montgomery is $393,700 according to Zillow and Census data.

What is the median income in Montgomery?

The median household income in Montgomery is $86,500 per year (2023 ACS 5-year estimates).

What is the sales tax in Montgomery, GA?

The combined state and local sales tax rate in Montgomery is 7.3%. The Georgia state income tax top rate is 5.5%.

Is Montgomery, GA affordable?

Montgomery is above average in cost of living, with an index of 115 — about 15% higher than the national average.