Cost of Living in Wilmington Island, GA

Population 14,457 · Georgia · Data vintage 2023

122
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Wilmington Island is a smaller Georgia community of around 14000 residents, where median household incomes of $92,578 and housing costs ($362,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Wilmington Island sits roughly 13 miles east of Savannah — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 61% higher than Savannah's $225,000.

Cost Overview

Housing 119
Rent 128

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Wilmington Island

The median home value in Wilmington Island is $361,600 — 19% above the national median of $305,000. Median rent runs $1,680/month, 28% higher than the national median of $1,314/month. The median household income of $92,578/year is 24% higher than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Georgia's top state income tax rate is 5.5% and the combined sales tax is 7.3%. Overall, Wilmington Island has a cost of living index of 122 versus the US average of 100, meaning it is 22% more expensive.

🏠 Housing

Median Home Value
$361,600
19% above avg
Median Rent
$1,680/mo
28% above avg
Price-to-Rent Ratio
17.9x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$773
1 BR
$817
2 BR
$984
3 BR
$1,289
4 BR
$1,520
Owner-occupied 77.2%
Renter-occupied 22.8%

💰 Estimated Monthly Budget

Rent median rent
$1,680
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,294/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.6 min
10% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.8%

Commute Mode

Drove alone
79.4%
Carpooled
8.2%
Public transit
0.7%
Walked
0.5%
Bicycle
0.3%
Work from home
10.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.5%
Total Sales Tax 7.3%
State rate 4.0%
Avg local rate 3.4%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$92,578
24% above avg
Per Capita Income
$48,211
Unemployment Rate
3.6%
25% below avg
Poverty Rate
4.3%
Labor Force Participation
64.2%

🎓 Education

Bachelor's degree+ 31.1%
Graduate degree 19.9%

👥 Demographics

Median Age 43.9
Male median age 43.7
Female median age 44.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
56%
Good air days/yr
108
Max AQI recorded
300
PM2.5 days
52
Ozone days

Frequently Asked Questions

What is the cost of living in Wilmington Island, GA?

Wilmington Island has a cost index of 122 (100 = national average). It is 22% above the national average.

What is average rent in Wilmington Island, GA?

The median gross rent in Wilmington Island is $1,680 per month based on 2023 Census data.

What is the average home price in Wilmington Island?

The median home value in Wilmington Island is $361,600 according to 2023 Census ACS data.

What is the median income in Wilmington Island?

The median household income in Wilmington Island is $92,578 per year (2023 ACS 5-year estimates).

What is the sales tax in Wilmington Island, GA?

The combined state and local sales tax rate in Wilmington Island is 7.3%. The Georgia state income tax top rate is 5.5%.

Is Wilmington Island, GA affordable?

Wilmington Island is above average in cost of living, with an index of 122 — about 22% higher than the national average.

Wilmington Island at a Glance

Population
14,457
Median Income
$92,578
Home Value
$361,600
Median Rent
$1,680/mo
Unemployment
3.6%
Sales Tax
7.3%
View all cities in Georgia →
🗺️ County data for Georgia

Explore county-level cost of living data

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