Cost of Living in Summerville, GA
Population 4,406 · Georgia · Data vintage 2023
(100 = US avg)
Summerville's median household income of $31,429 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (28% here).
Located 40 miles south of Chattanooga, Summerville falls within that metro's commuting orbit. Median home values run roughly 66% lower than Chattanooga's $259,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Summerville
The median home value in Summerville is $88,000 — 71% below the national median of $305,000. Median rent runs $576/month, 56% lower than the national median of $1,314/month. The median household income of $31,429/year is 58% lower than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. Georgia's top state income tax rate is 5.5% and the combined sales tax is 7.3%. Overall, Summerville has a cost of living index of 35 versus the US average of 100, meaning it is 65% less expensive.
Summerville has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Summerville, GA?
Summerville has a cost index of 35 (100 = national average). It is 65% below the national average.
What is average rent in Summerville, GA?
The median gross rent in Summerville is $576 per month based on 2023 Census data.
What is the average home price in Summerville?
The median home value in Summerville is $88,000 according to Zillow and Census data.
What is the median income in Summerville?
The median household income in Summerville is $31,429 per year (2023 ACS 5-year estimates).
What is the sales tax in Summerville, GA?
The combined state and local sales tax rate in Summerville is 7.3%. The Georgia state income tax top rate is 5.5%.
Is Summerville, GA affordable?
Yes, Summerville is generally considered affordable, with a cost of living index of 35 — about 65% below the US national average of 100.
Summerville at a Glance
- Population
- 4,406
- Median Income
- $31,429
- Home Value
- $88,000
- Median Rent
- $576/mo
- Unemployment
- 4.6%
- Sales Tax
- 7.3%
Nearby Cities
Explore county-level cost of living data
Georgia Rankings
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