Cost of Living in Fort Oglethorpe, GA
Population 10,332 · Georgia · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Fort Oglethorpe a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $187,000. Unemployment has stayed elevated relative to the national figure — 6.2% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Located 9 miles south of Chattanooga, Fort Oglethorpe falls within that metro's commuting orbit. Median home values run roughly 28% lower than Chattanooga's $259,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Fort Oglethorpe
The median home value in Fort Oglethorpe is $186,500 — 39% below the national median of $305,000. Median rent runs $952/month, 28% lower than the national median of $1,314/month. The median household income of $50,902/year is 32% lower than the US median of $74,580. The local unemployment rate is 6.2%, above the national average of 4.8%. Georgia's top state income tax rate is 5.5% and the combined sales tax is 7.3%. The climate averages highs of 72.2°F and lows of 51.5°F, with about 3.6" of annual snowfall. Overall, Fort Oglethorpe has a cost of living index of 66 versus the US average of 100, meaning it is 34% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 51 | 56 | 64 | 74 | 81 | 88 | 91 | 90 | 84 | 74 | 62 | 53 |
| Low °F | 32 | 36 | 42 | 50 | 59 | 67 | 71 | 70 | 64 | 51 | 40 | 35 |
| Precip" | 5.02 | 5.03 | 5.34 | 4.87 | 3.94 | 4.18 | 5.08 | 3.67 | 4.23 | 3.59 | 4.80 | 5.25 |
| Snow" | 1.0 | 1.2 | 1.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.3 |
Frequently Asked Questions
What is the cost of living in Fort Oglethorpe, GA?
Fort Oglethorpe has a cost index of 66 (100 = national average). It is 34% below the national average.
What is average rent in Fort Oglethorpe, GA?
The median gross rent in Fort Oglethorpe is $952 per month based on 2023 Census data.
What is the average home price in Fort Oglethorpe?
The median home value in Fort Oglethorpe is $186,500 according to Zillow and Census data.
What is the median income in Fort Oglethorpe?
The median household income in Fort Oglethorpe is $50,902 per year (2023 ACS 5-year estimates).
What is the sales tax in Fort Oglethorpe, GA?
The combined state and local sales tax rate in Fort Oglethorpe is 7.3%. The Georgia state income tax top rate is 5.5%.
Is Fort Oglethorpe, GA affordable?
Yes, Fort Oglethorpe is generally considered affordable, with a cost of living index of 66 — about 34% below the US national average of 100.
What is the weather like in Fort Oglethorpe?
Fort Oglethorpe has average high temperatures of 72.2°F and average lows of 51.5°F. Annual precipitation is 55". Average annual snowfall is 3.6". Data from NOAA 1991–2020 Climate Normals.
Fort Oglethorpe at a Glance
- Population
- 10,332
- Median Income
- $50,902
- Home Value
- $186,500
- Median Rent
- $952/mo
- Unemployment
- 6.2%
- Avg High Temp
- 72.2°F
- Sales Tax
- 7.3%
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