Cost of Living in Ringgold, GA

Population 3,412 · Georgia · Data vintage 2023

63
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $45,083, median household incomes in Ringgold land roughly 40% below the US median, a gap that tends to persist across local labor-market indicators.

Ringgold sits roughly 13 miles southeast of Chattanooga — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 25% lower than Chattanooga's $259,000.

Cost Overview

Housing 64
Rent 62

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ringgold

The median home value in Ringgold is $195,100 — 36% below the national median of $305,000. Median rent runs $812/month, 38% lower than the national median of $1,314/month. The median household income of $45,083/year is 40% lower than the US median of $74,580. The local unemployment rate is 4.1%, below the national average of 4.8%. Georgia's top state income tax rate is 5.5% and the combined sales tax is 7.3%. The climate averages highs of 72.2°F and lows of 51.5°F, with about 3.6" of annual snowfall. Overall, Ringgold has a cost of living index of 63 versus the US average of 100, meaning it is 37% less expensive.

🏠 Housing

Median Home Value
$195,100
36% below avg
Zillow Home Value
$310,005
Zillow ZHVI
Median Rent
$812/mo
38% below avg
Zillow Rent
$1,703/mo
Zillow ZORI
Price-to-Rent Ratio
20.0x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$773
1 BR
$817
2 BR
$984
3 BR
$1,289
4 BR
$1,520
Owner-occupied 53.1%
Renter-occupied 46.9%

💰 Estimated Monthly Budget

Rent median rent
$812
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,426/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.6 min
10% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.7%

Commute Mode

Drove alone
92.1%
Carpooled
1.2%
Work from home
6.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.5%
Total Sales Tax 7.3%
State rate 4.0%
Avg local rate 3.4%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$45,083
40% below avg
Per Capita Income
$29,999
Unemployment Rate
4.1%
15% below avg
Poverty Rate
9.4%
Labor Force Participation
60.8%

🎓 Education

Bachelor's degree+ 9.5%
Graduate degree 10.8%

👥 Demographics

Median Age 41.9
Male median age 40.4
Female median age 44.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
72.2°F
Avg Low
51.5°F
Annual Precip
55"
Annual Snowfall
3.6"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 515664748188919084746253
Low °F 323642505967717064514035
Precip" 5.025.035.344.873.944.185.083.674.233.594.805.25
Snow" 1.01.21.10.00.00.00.00.00.00.00.00.3

🏫 Schools

NCES CCD 2019 — public school district data

90%
4-Year Graduation Rate
13.9:1
Student-teacher ratio
16
Public schools
10,770
Total enrollment

Frequently Asked Questions

What is the cost of living in Ringgold, GA?

Ringgold has a cost index of 63 (100 = national average). It is 37% below the national average.

What is average rent in Ringgold, GA?

The median gross rent in Ringgold is $812 per month based on 2023 Census data.

What is the average home price in Ringgold?

The median home value in Ringgold is $195,100 according to Zillow and Census data.

What is the median income in Ringgold?

The median household income in Ringgold is $45,083 per year (2023 ACS 5-year estimates).

What is the sales tax in Ringgold, GA?

The combined state and local sales tax rate in Ringgold is 7.3%. The Georgia state income tax top rate is 5.5%.

Is Ringgold, GA affordable?

Yes, Ringgold is generally considered affordable, with a cost of living index of 63 — about 37% below the US national average of 100.

What is the weather like in Ringgold?

Ringgold has average high temperatures of 72.2°F and average lows of 51.5°F. Annual precipitation is 55". Average annual snowfall is 3.6". Data from NOAA 1991–2020 Climate Normals.

Ringgold at a Glance

Population
3,412
Median Income
$45,083
Home Value
$195,100
Median Rent
$812/mo
Unemployment
4.1%
Avg High Temp
72.2°F
Sales Tax
7.3%
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