Cost of Living in Chattanooga Valley, GA

Population 4,298 · Georgia · Data vintage 2023

59
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $44,308, median household incomes in Chattanooga Valley land roughly 41% below the US median, a gap that tends to persist across local labor-market indicators. The labor market has been unusually tight, with unemployment around 0.8% — below most comparable cities in the state.

Located 11 miles southwest of Chattanooga, Chattanooga Valley falls within that metro's commuting orbit. Median home values run roughly 35% lower than Chattanooga's $259,000.

Cost Overview

Housing 55
Rent 65

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Chattanooga Valley

The median home value in Chattanooga Valley is $168,800 — 45% below the national median of $305,000. Median rent runs $856/month, 35% lower than the national median of $1,314/month. The median household income of $44,308/year is 41% lower than the US median of $74,580. The local unemployment rate is 0.8%, below the national average of 4.8%. Georgia's top state income tax rate is 5.5% and the combined sales tax is 7.3%. The climate averages highs of 72.2°F and lows of 51.5°F, with about 3.6" of annual snowfall. Overall, Chattanooga Valley has a cost of living index of 59 versus the US average of 100, meaning it is 41% less expensive.

🌲

🏠 Housing

Median Home Value
$168,800
45% below avg
Median Rent
$856/mo
35% below avg
Price-to-Rent Ratio
16.4x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$773
1 BR
$817
2 BR
$984
3 BR
$1,289
4 BR
$1,520
Owner-occupied 84.6%
Renter-occupied 15.4%

💰 Estimated Monthly Budget

Rent median rent
$856
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,470/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.4 min
6% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.2%

Commute Mode

Drove alone
78.2%
Carpooled
7.6%
Work from home
14.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.5%
Total Sales Tax 7.3%
State rate 4.0%
Avg local rate 3.4%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$44,308
41% below avg
Per Capita Income
$22,964
Unemployment Rate
0.8%
82% below avg
Poverty Rate
27.4%
Labor Force Participation
46.7%

🎓 Education

Bachelor's degree+ 16.2%
Graduate degree 7.3%

👥 Demographics

Median Age 38.2
Male median age 31.2
Female median age 39.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
72.2°F
Avg Low
51.5°F
Annual Precip
55"
Annual Snowfall
3.6"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 515664748188919084746253
Low °F 323642505967717064514035
Precip" 5.025.035.344.873.944.185.083.674.233.594.805.25
Snow" 1.01.21.10.00.00.00.00.00.00.00.00.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 53 — Moderate
35.6%
Good air days/yr
145
Max AQI recorded
362
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Chattanooga Valley, GA?

Chattanooga Valley has a cost index of 59 (100 = national average). It is 41% below the national average.

What is average rent in Chattanooga Valley, GA?

The median gross rent in Chattanooga Valley is $856 per month based on 2023 Census data.

What is the average home price in Chattanooga Valley?

The median home value in Chattanooga Valley is $168,800 according to 2023 Census ACS data.

What is the median income in Chattanooga Valley?

The median household income in Chattanooga Valley is $44,308 per year (2023 ACS 5-year estimates).

What is the sales tax in Chattanooga Valley, GA?

The combined state and local sales tax rate in Chattanooga Valley is 7.3%. The Georgia state income tax top rate is 5.5%.

Is Chattanooga Valley, GA affordable?

Yes, Chattanooga Valley is generally considered affordable, with a cost of living index of 59 — about 41% below the US national average of 100.

What is the weather like in Chattanooga Valley?

Chattanooga Valley has average high temperatures of 72.2°F and average lows of 51.5°F. Annual precipitation is 55". Average annual snowfall is 3.6". Data from NOAA 1991–2020 Climate Normals.

Chattanooga Valley at a Glance

Population
4,298
Median Income
$44,308
Home Value
$168,800
Median Rent
$856/mo
Unemployment
0.8%
Avg High Temp
72.2°F
Sales Tax
7.3%
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