Cost of Living in Swainsboro, GA
Population 7,561 · Georgia · Data vintage 2023
(100 = US avg)
Household incomes in Swainsboro run well below national norms — a median of $45,621 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $105,000). Around 29% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.
Geographically, Swainsboro is about 55 miles south of Augusta-Richmond County, the nearest large metro. Median home values run roughly 36% lower than Augusta-Richmond County's $163,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Swainsboro
The median home value in Swainsboro is $104,800 — 66% below the national median of $305,000. Median rent runs $788/month, 40% lower than the national median of $1,314/month. The median household income of $45,621/year is 39% lower than the US median of $74,580. The local unemployment rate is 13.0%, above the national average of 4.8%. Georgia's top state income tax rate is 5.5% and the combined sales tax is 7.3%. Overall, Swainsboro has a cost of living index of 45 versus the US average of 100, meaning it is 55% less expensive.
Swainsboro has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Swainsboro, GA?
Swainsboro has a cost index of 45 (100 = national average). It is 55% below the national average.
What is average rent in Swainsboro, GA?
The median gross rent in Swainsboro is $788 per month based on 2023 Census data.
What is the average home price in Swainsboro?
The median home value in Swainsboro is $104,800 according to Zillow and Census data.
What is the median income in Swainsboro?
The median household income in Swainsboro is $45,621 per year (2023 ACS 5-year estimates).
What is the sales tax in Swainsboro, GA?
The combined state and local sales tax rate in Swainsboro is 7.3%. The Georgia state income tax top rate is 5.5%.
Is Swainsboro, GA affordable?
Yes, Swainsboro is generally considered affordable, with a cost of living index of 45 — about 55% below the US national average of 100.
Swainsboro at a Glance
- Population
- 7,561
- Median Income
- $45,621
- Home Value
- $104,800
- Median Rent
- $788/mo
- Unemployment
- 13.0%
- Sales Tax
- 7.3%
Nearby Cities
Explore county-level cost of living data
Georgia Rankings
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