Cost of Living in Waipio Acres, HI

Population 5,146 · Hawaii · Data vintage 2023

178
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Waipio Acres run well above the national baseline, with a median of $603,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $95,781 place the city among the better-paid Hawaii metros.

Located 15 miles northwest of Urban Honolulu, Waipio Acres falls within that metro's commuting orbit. Median home values run roughly 28% lower than Urban Honolulu's $834,000.

Cost Overview

Housing 198
Rent 149

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Waipio Acres

The median home value in Waipio Acres is $602,600 — 98% above the national median of $305,000. Median rent runs $1,958/month, 49% higher than the national median of $1,314/month. The median household income of $95,781/year is 28% higher than the US median of $74,580. The local unemployment rate is 4.4%, below the national average of 4.8%. Hawaii's top state income tax rate is 11.0% and the combined sales tax is 4.4%. Overall, Waipio Acres has a cost of living index of 178 versus the US average of 100, meaning it is 78% more expensive.

🏠 Housing

Median Home Value
$602,600
98% above avg
Median Rent
$1,958/mo
49% above avg
Price-to-Rent Ratio
25.6x
Favors renting
Property Tax Rate
0.3%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,597
1 BR
$1,625
2 BR
$2,135
3 BR
$2,810
4 BR
$3,324
Owner-occupied 79.5%
Renter-occupied 20.5%

💰 Estimated Monthly Budget

Rent median rent
$1,958
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,572/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.1 min
34% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.5%

Commute Mode

Drove alone
75.0%
Carpooled
9.2%
Public transit
3.2%
Walked
0.8%
Bicycle
5.2%
Work from home
5.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 11.0%
Total Sales Tax 4.4%
State rate 4.0%
Avg local rate 0.4%
Property Tax 0.3%

💼 Income & Employment

Median Household Income
$95,781
28% above avg
Per Capita Income
$40,631
Unemployment Rate
4.4%
9% below avg
Poverty Rate
4.4%
Labor Force Participation
65.5%

🎓 Education

Bachelor's degree+ 18.8%
Graduate degree 9.4%

👥 Demographics

Median Age 41.2
Male median age 38.8
Female median age 43.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 31 — Good
92.3%
Good air days/yr
117
Max AQI recorded
187
PM2.5 days
174
Ozone days

Frequently Asked Questions

What is the cost of living in Waipio Acres, HI?

Waipio Acres has a cost index of 178 (100 = national average). It is 78% above the national average.

What is average rent in Waipio Acres, HI?

The median gross rent in Waipio Acres is $1,958 per month based on 2023 Census data.

What is the average home price in Waipio Acres?

The median home value in Waipio Acres is $602,600 according to 2023 Census ACS data.

What is the median income in Waipio Acres?

The median household income in Waipio Acres is $95,781 per year (2023 ACS 5-year estimates).

What is the sales tax in Waipio Acres, HI?

The combined state and local sales tax rate in Waipio Acres is 4.4%. The Hawaii state income tax top rate is 11.0%.

Is Waipio Acres, HI affordable?

Waipio Acres is above average in cost of living, with an index of 178 — about 78% higher than the national average.

Waipio Acres at a Glance

Population
5,146
Median Income
$95,781
Home Value
$602,600
Median Rent
$1,958/mo
Unemployment
4.4%
Sales Tax
4.4%
View all cities in Hawaii →
🗺️ County data for Hawaii

Explore county-level cost of living data

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