Cost of Living in Waipio, HI
Population 11,196 · Hawaii · Data vintage 2023
(100 = US avg)
Housing in Waipio sits 133% above the national median — $710,000 for the typical home — but median household incomes near $106,164 (42% above the US figure) soften the blow that similar pricing creates in lower-wage metros. An unemployment rate of 2.5% points to a labor market well on the tight side of the national distribution.
Waipio sits roughly 11 miles northwest of Urban Honolulu — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 15% lower than Urban Honolulu's $834,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Waipio
The median home value in Waipio is $709,500 — 133% above the national median of $305,000. Median rent runs $2,248/month, 71% higher than the national median of $1,314/month. The median household income of $106,164/year is 42% higher than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Hawaii's top state income tax rate is 11.0% and the combined sales tax is 4.4%. Overall, Waipio has a cost of living index of 208 versus the US average of 100, meaning it is 108% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Waipio, HI?
Waipio has a cost index of 208 (100 = national average). It is 108% above the national average.
What is average rent in Waipio, HI?
The median gross rent in Waipio is $2,248 per month based on 2023 Census data.
What is the average home price in Waipio?
The median home value in Waipio is $709,500 according to 2023 Census ACS data.
What is the median income in Waipio?
The median household income in Waipio is $106,164 per year (2023 ACS 5-year estimates).
What is the sales tax in Waipio, HI?
The combined state and local sales tax rate in Waipio is 4.4%. The Hawaii state income tax top rate is 11.0%.
Is Waipio, HI affordable?
Waipio is above average in cost of living, with an index of 208 — about 108% higher than the national average.
Waipio at a Glance
- Population
- 11,196
- Median Income
- $106,164
- Home Value
- $709,500
- Median Rent
- $2,248/mo
- Unemployment
- 2.5%
- Sales Tax
- 4.4%
Nearby Cities
Explore county-level cost of living data
Hawaii Rankings
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