Cost of Living in West Loch Estate, HI

Population 6,441 · Hawaii · Data vintage 2023

246
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

West Loch Estate's housing market reflects its status as a high-earning metro: $834,000 for a typical home, 173% above the US median, paired with household incomes around $124,009 that put it in the upper third of the state.

Geographically, West Loch Estate sits roughly 12 miles west of Urban Honolulu. Housing prices track closely with Urban Honolulu's $834,000 median.

Cost Overview

Housing 273
Rent 204

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in West Loch Estate

The median home value in West Loch Estate is $833,500 — 173% above the national median of $305,000. Median rent runs $2,685/month, 104% higher than the national median of $1,314/month. The median household income of $124,009/year is 66% higher than the US median of $74,580. The local unemployment rate is 3.1%, below the national average of 4.8%. Hawaii's top state income tax rate is 11.0% and the combined sales tax is 4.4%. The climate averages highs of 84.9°F and lows of 69.1°F. Overall, West Loch Estate has a cost of living index of 246 versus the US average of 100, meaning it is 146% more expensive.

🏠 Housing

Median Home Value
$833,500
173% above avg
Median Rent
$2,685/mo
104% above avg
Price-to-Rent Ratio
25.9x
Favors renting
Property Tax Rate
0.3%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,597
1 BR
$1,625
2 BR
$2,135
3 BR
$2,810
4 BR
$3,324
Owner-occupied 68.3%
Renter-occupied 31.7%

💰 Estimated Monthly Budget

Rent median rent
$2,685
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,299/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.3 min
34% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.8%

Commute Mode

Drove alone
67.7%
Carpooled
16.6%
Public transit
3.2%
Walked
0.5%
Work from home
3.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 11.0%
Total Sales Tax 4.4%
State rate 4.0%
Avg local rate 0.4%
Property Tax 0.3%

💼 Income & Employment

Median Household Income
$124,009
66% above avg
Per Capita Income
$38,358
Unemployment Rate
3.1%
36% below avg
Poverty Rate
7.2%
Labor Force Participation
65.6%

🎓 Education

Bachelor's degree+ 17.9%
Graduate degree 7.3%

👥 Demographics

Median Age 36
Male median age 32.8
Female median age 37.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
84.9°F
Avg Low
69.1°F
Annual Precip
13.9"
60° 68° 75° 83° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 818182848587888989878482
Low °F 656566686971737372726967
Precip" 1.361.791.950.630.970.270.290.620.671.301.772.29

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 31 — Good
92.3%
Good air days/yr
117
Max AQI recorded
187
PM2.5 days
174
Ozone days

Frequently Asked Questions

What is the cost of living in West Loch Estate, HI?

West Loch Estate has a cost index of 246 (100 = national average). It is 146% above the national average.

What is average rent in West Loch Estate, HI?

The median gross rent in West Loch Estate is $2,685 per month based on 2023 Census data.

What is the average home price in West Loch Estate?

The median home value in West Loch Estate is $833,500 according to 2023 Census ACS data.

What is the median income in West Loch Estate?

The median household income in West Loch Estate is $124,009 per year (2023 ACS 5-year estimates).

What is the sales tax in West Loch Estate, HI?

The combined state and local sales tax rate in West Loch Estate is 4.4%. The Hawaii state income tax top rate is 11.0%.

Is West Loch Estate, HI affordable?

West Loch Estate is above average in cost of living, with an index of 246 — about 146% higher than the national average.

What is the weather like in West Loch Estate?

West Loch Estate has average high temperatures of 84.9°F and average lows of 69.1°F. Annual precipitation is 13.9". Data from NOAA 1991–2020 Climate Normals.

West Loch Estate at a Glance

Population
6,441
Median Income
$124,009
Home Value
$833,500
Median Rent
$2,685/mo
Unemployment
3.1%
Avg High Temp
84.9°F
Sales Tax
4.4%
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