Cost of Living in Forest City, IA

Population 4,280 · Iowa · Data vintage 2023

49
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Forest City a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $136,000. The labor market has been unusually tight, with unemployment around 2.5% — below most comparable cities in the state.

Forest City lies roughly 80 miles southwest of the nearest major metro, Rochester — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 53% lower than Rochester's $288,000.

Cost Overview

Housing 45
Rent 55

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Forest City

The median home value in Forest City is $136,400 — 55% below the national median of $305,000. Median rent runs $719/month, 45% lower than the national median of $1,314/month. The median household income of $62,917/year is 16% lower than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. The climate averages highs of 56.0°F and lows of 35.2°F, with about 44.4" of annual snowfall. Overall, Forest City has a cost of living index of 49 versus the US average of 100, meaning it is 51% less expensive.

🏠 Housing

Median Home Value
$136,400
55% below avg
Zillow Home Value
$281,068
Zillow ZHVI
Median Rent
$719/mo
45% below avg
Price-to-Rent Ratio
15.8x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 72.3%
Renter-occupied 27.7%

💰 Estimated Monthly Budget

Rent median rent
$719
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,333/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
14.1 min
48% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.0%

Commute Mode

Drove alone
78.7%
Carpooled
9.6%
Public transit
0.1%
Walked
3.7%
Work from home
6.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$62,917
16% below avg
Per Capita Income
$34,494
Unemployment Rate
2.5%
48% below avg
Poverty Rate
9.4%
Labor Force Participation
67.7%

🎓 Education

Bachelor's degree+ 15.7%
Graduate degree 10.3%

👥 Demographics

Median Age 32
Male median age 30.5
Female median age 35.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
56.0°F
Avg Low
35.2°F
Annual Precip
36.2"
Annual Snowfall
44.4"
23° 45° 68° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 242942587080838074604430
Low °F 71124354757615849372414
Precip" 0.891.222.294.155.155.394.433.793.452.531.671.29
Snow" 11.310.07.03.00.30.00.00.00.00.43.09.4

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
13.6:1
Student-teacher ratio
3
Public schools
1,159
Total enrollment

Frequently Asked Questions

What is the cost of living in Forest City, IA?

Forest City has a cost index of 49 (100 = national average). It is 51% below the national average.

What is average rent in Forest City, IA?

The median gross rent in Forest City is $719 per month based on 2023 Census data.

What is the average home price in Forest City?

The median home value in Forest City is $136,400 according to Zillow and Census data.

What is the median income in Forest City?

The median household income in Forest City is $62,917 per year (2023 ACS 5-year estimates).

What is the sales tax in Forest City, IA?

The combined state and local sales tax rate in Forest City is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Forest City, IA affordable?

Yes, Forest City is generally considered affordable, with a cost of living index of 49 — about 51% below the US national average of 100.

What is the weather like in Forest City?

Forest City has average high temperatures of 56.0°F and average lows of 35.2°F. Annual precipitation is 36.2". Average annual snowfall is 44.4". Data from NOAA 1991–2020 Climate Normals.

Forest City at a Glance

Population
4,280
Median Income
$62,917
Home Value
$136,400
Median Rent
$719/mo
Unemployment
2.5%
Avg High Temp
56.0°F
Sales Tax
6.9%
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Explore county-level cost of living data

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