Cost of Living in Algona, IA

Population 5,414 · Iowa · Data vintage 2023

58
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Algona sits on the smaller end of the Iowa city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 1.9% — below most comparable cities in the state.

Algona lies roughly 110 miles north of the nearest major metro, Des Moines — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 15% lower than Des Moines' $184,000.

Cost Overview

Housing 51
Rent 68

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Algona

The median home value in Algona is $156,200 — 49% below the national median of $305,000. Median rent runs $887/month, 32% lower than the national median of $1,314/month. The median household income of $52,542/year is 30% lower than the US median of $74,580. The local unemployment rate is 1.9%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. Overall, Algona has a cost of living index of 58 versus the US average of 100, meaning it is 42% less expensive.

🏠 Housing

Median Home Value
$156,200
49% below avg
Zillow Home Value
$131,888
Zillow ZHVI
Median Rent
$887/mo
32% below avg
Price-to-Rent Ratio
14.7x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 65.1%
Renter-occupied 34.9%

💰 Estimated Monthly Budget

Rent median rent
$887
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,501/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
13.5 min
50% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.5%

Commute Mode

Drove alone
78.6%
Carpooled
11.6%
Walked
4.0%
Bicycle
0.3%
Work from home
4.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$52,542
30% below avg
Per Capita Income
$34,112
Unemployment Rate
1.9%
61% below avg
Poverty Rate
7.6%
Labor Force Participation
60.9%

🎓 Education

Bachelor's degree+ 17.9%
Graduate degree 5.8%

👥 Demographics

Median Age 43.1
Male median age 40.4
Female median age 47.8

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
16.6:1
Student-teacher ratio
5
Public schools
1,530
Total enrollment

Frequently Asked Questions

What is the cost of living in Algona, IA?

Algona has a cost index of 58 (100 = national average). It is 42% below the national average.

What is average rent in Algona, IA?

The median gross rent in Algona is $887 per month based on 2023 Census data.

What is the average home price in Algona?

The median home value in Algona is $156,200 according to Zillow and Census data.

What is the median income in Algona?

The median household income in Algona is $52,542 per year (2023 ACS 5-year estimates).

What is the sales tax in Algona, IA?

The combined state and local sales tax rate in Algona is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Algona, IA affordable?

Yes, Algona is generally considered affordable, with a cost of living index of 58 — about 42% below the US national average of 100.

Algona at a Glance

Population
5,414
Median Income
$52,542
Home Value
$156,200
Median Rent
$887/mo
Unemployment
1.9%
Sales Tax
6.9%
View all cities in Iowa →
🗺️ County data for Iowa

Explore county-level cost of living data

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