Cost of Living in Storm Lake, IA

Population 11,275 · Iowa · Data vintage 2023

57
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Storm Lake sits on the smaller end of the Iowa city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Storm Lake lies roughly 100 miles southeast of the nearest major metro, Sioux Falls — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 40% lower than Sioux Falls' $271,000.

Cost Overview

Housing 54
Rent 63

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Storm Lake

The median home value in Storm Lake is $163,600 — 46% below the national median of $305,000. Median rent runs $830/month, 37% lower than the national median of $1,314/month. The median household income of $58,341/year is 22% lower than the US median of $74,580. The local unemployment rate is 3.7%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. Overall, Storm Lake has a cost of living index of 57 versus the US average of 100, meaning it is 43% less expensive.

🏠 Housing

Median Home Value
$163,600
46% below avg
Zillow Home Value
$240,103
Zillow ZHVI
Median Rent
$830/mo
37% below avg
Price-to-Rent Ratio
16.4x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 64.4%
Renter-occupied 35.6%

💰 Estimated Monthly Budget

Rent median rent
$830
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,444/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
12.3 min
54% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.6%

Commute Mode

Drove alone
61.2%
Carpooled
23.3%
Walked
9.4%
Bicycle
0.6%
Work from home
5.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$58,341
22% below avg
Per Capita Income
$28,947
Unemployment Rate
3.7%
24% below avg
Poverty Rate
7.7%
Labor Force Participation
68.0%

🎓 Education

Bachelor's degree+ 12.2%
Graduate degree 6.7%

👥 Demographics

Median Age 31.2
Male median age 29.7
Female median age 32.6

🏫 Schools

NCES CCD 2019 — public school district data

57%
4-Year Graduation Rate
16.5:1
Student-teacher ratio
5
Public schools
2,811
Total enrollment

Frequently Asked Questions

What is the cost of living in Storm Lake, IA?

Storm Lake has a cost index of 57 (100 = national average). It is 43% below the national average.

What is average rent in Storm Lake, IA?

The median gross rent in Storm Lake is $830 per month based on 2023 Census data.

What is the average home price in Storm Lake?

The median home value in Storm Lake is $163,600 according to Zillow and Census data.

What is the median income in Storm Lake?

The median household income in Storm Lake is $58,341 per year (2023 ACS 5-year estimates).

What is the sales tax in Storm Lake, IA?

The combined state and local sales tax rate in Storm Lake is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Storm Lake, IA affordable?

Yes, Storm Lake is generally considered affordable, with a cost of living index of 57 — about 43% below the US national average of 100.

Storm Lake at a Glance

Population
11,275
Median Income
$58,341
Home Value
$163,600
Median Rent
$830/mo
Unemployment
3.7%
Sales Tax
6.9%
View all cities in Iowa →
🗺️ County data for Iowa

Explore county-level cost of living data

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