Cost of Living in Denison, IA

Population 8,247 · Iowa · Data vintage 2023

51
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Denison can reasonably expect a home to cost less than three years of household income — $138,000 against $63,850 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. A poverty rate near 20% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Located 65 miles northeast of Omaha, Denison is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 40% lower than Omaha's $230,000.

Cost Overview

Housing 45
Rent 59

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Denison

The median home value in Denison is $137,600 — 55% below the national median of $305,000. Median rent runs $770/month, 41% lower than the national median of $1,314/month. The median household income of $63,850/year is 14% lower than the US median of $74,580. The local unemployment rate is 1.9%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. Overall, Denison has a cost of living index of 51 versus the US average of 100, meaning it is 49% less expensive.

🏠 Housing

Median Home Value
$137,600
55% below avg
Zillow Home Value
$175,027
Zillow ZHVI
Median Rent
$770/mo
41% below avg
Price-to-Rent Ratio
14.9x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 74.1%
Renter-occupied 25.9%

💰 Estimated Monthly Budget

Rent median rent
$770
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,384/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
14.6 min
46% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.9%

Commute Mode

Drove alone
71.0%
Carpooled
16.5%
Public transit
5.6%
Walked
3.3%
Work from home
2.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$63,850
14% below avg
Per Capita Income
$28,401
Unemployment Rate
1.9%
61% below avg
Poverty Rate
20.1%
Labor Force Participation
65.7%

🎓 Education

Bachelor's degree+ 14.6%
Graduate degree 3.8%

👥 Demographics

Median Age 34
Male median age 33.5
Female median age 34.4

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
16:1
Student-teacher ratio
5
Public schools
2,414
Total enrollment

Frequently Asked Questions

What is the cost of living in Denison, IA?

Denison has a cost index of 51 (100 = national average). It is 49% below the national average.

What is average rent in Denison, IA?

The median gross rent in Denison is $770 per month based on 2023 Census data.

What is the average home price in Denison?

The median home value in Denison is $137,600 according to Zillow and Census data.

What is the median income in Denison?

The median household income in Denison is $63,850 per year (2023 ACS 5-year estimates).

What is the sales tax in Denison, IA?

The combined state and local sales tax rate in Denison is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Denison, IA affordable?

Yes, Denison is generally considered affordable, with a cost of living index of 51 — about 49% below the US national average of 100.

Denison at a Glance

Population
8,247
Median Income
$63,850
Home Value
$137,600
Median Rent
$770/mo
Unemployment
1.9%
Sales Tax
6.9%
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