Cost of Living in Emmetsburg, IA

Population 3,651 · Iowa · Data vintage 2023

40
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Emmetsburg is a smaller Iowa community of around 4000 residents, where median household incomes of $57,353 and housing costs ($115,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located 105 miles east of Sioux Falls, Emmetsburg is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 58% lower than Sioux Falls' $271,000.

Cost Overview

Housing 38
Rent 45

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Emmetsburg

The median home value in Emmetsburg is $114,600 — 62% below the national median of $305,000. Median rent runs $589/month, 55% lower than the national median of $1,314/month. The median household income of $57,353/year is 23% lower than the US median of $74,580. The local unemployment rate is 3.3%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. The climate averages highs of 54.7°F and lows of 34.6°F. Overall, Emmetsburg has a cost of living index of 40 versus the US average of 100, meaning it is 60% less expensive.

🏠 Housing

Median Home Value
$114,600
62% below avg
Zillow Home Value
$78,633
Zillow ZHVI
Median Rent
$589/mo
55% below avg
Price-to-Rent Ratio
16.2x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 69.9%
Renter-occupied 30.1%

💰 Estimated Monthly Budget

Rent median rent
$589
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,203/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
15.6 min
42% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.4%

Commute Mode

Drove alone
76.3%
Carpooled
7.3%
Public transit
1.0%
Walked
6.4%
Bicycle
1.7%
Work from home
7.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$57,353
23% below avg
Per Capita Income
$33,900
Unemployment Rate
3.3%
31% below avg
Poverty Rate
17.3%
Labor Force Participation
66.3%

🎓 Education

Bachelor's degree+ 11.5%
Graduate degree 5.4%

👥 Demographics

Median Age 45
Male median age 44.4
Female median age 47

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
54.7°F
Avg Low
34.6°F
Annual Precip
29.3"
23° 45° 68° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 232841566979817973594228
Low °F 71123344657605749362312
Precip" 0.560.461.453.134.504.573.763.313.142.471.370.54

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 46 — Good
58%
Good air days/yr
161
Max AQI recorded
231
PM2.5 days
133
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
14:1
Student-teacher ratio
3
Public schools
826
Total enrollment

Frequently Asked Questions

What is the cost of living in Emmetsburg, IA?

Emmetsburg has a cost index of 40 (100 = national average). It is 60% below the national average.

What is average rent in Emmetsburg, IA?

The median gross rent in Emmetsburg is $589 per month based on 2023 Census data.

What is the average home price in Emmetsburg?

The median home value in Emmetsburg is $114,600 according to Zillow and Census data.

What is the median income in Emmetsburg?

The median household income in Emmetsburg is $57,353 per year (2023 ACS 5-year estimates).

What is the sales tax in Emmetsburg, IA?

The combined state and local sales tax rate in Emmetsburg is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Emmetsburg, IA affordable?

Yes, Emmetsburg is generally considered affordable, with a cost of living index of 40 — about 60% below the US national average of 100.

What is the weather like in Emmetsburg?

Emmetsburg has average high temperatures of 54.7°F and average lows of 34.6°F. Annual precipitation is 29.3". Data from NOAA 1991–2020 Climate Normals.

Emmetsburg at a Glance

Population
3,651
Median Income
$57,353
Home Value
$114,600
Median Rent
$589/mo
Unemployment
3.3%
Avg High Temp
54.7°F
Sales Tax
6.9%
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