Cost of Living in Estherville, IA

Population 5,865 · Iowa · Data vintage 2023

41
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Estherville sits on the smaller end of the Iowa city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 1.6% — below most comparable cities in the state.

Geographically, Estherville lies roughly 95 miles east of the nearest major metro, Sioux Falls. Median home values run roughly 65% lower than Sioux Falls' $271,000.

Cost Overview

Housing 32
Rent 56

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Estherville

The median home value in Estherville is $96,300 — 68% below the national median of $305,000. Median rent runs $739/month, 44% lower than the national median of $1,314/month. The median household income of $54,624/year is 27% lower than the US median of $74,580. The local unemployment rate is 1.6%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. The climate averages highs of 54.7°F and lows of 34.6°F. Overall, Estherville has a cost of living index of 41 versus the US average of 100, meaning it is 59% less expensive.

🏠 Housing

Median Home Value
$96,300
68% below avg
Zillow Home Value
$260,952
Zillow ZHVI
Median Rent
$739/mo
44% below avg
Price-to-Rent Ratio
10.9x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 71.6%
Renter-occupied 28.4%

💰 Estimated Monthly Budget

Rent median rent
$739
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,353/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.2 min
21% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.1%

Commute Mode

Drove alone
74.8%
Carpooled
10.6%
Walked
6.2%
Bicycle
0.9%
Work from home
5.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$54,624
27% below avg
Per Capita Income
$30,071
Unemployment Rate
1.6%
68% below avg
Poverty Rate
12.8%
Labor Force Participation
64.5%

🎓 Education

Bachelor's degree+ 9.1%
Graduate degree 4.2%

👥 Demographics

Median Age 40.5
Male median age 38.8
Female median age 42.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
54.7°F
Avg Low
34.6°F
Annual Precip
29.3"
23° 45° 68° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 232841566979817973594228
Low °F 71123344657605749362312
Precip" 0.560.461.453.134.504.573.763.313.142.471.370.54

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
13:1
Student-teacher ratio
3
Public schools
1,313
Total enrollment

Frequently Asked Questions

What is the cost of living in Estherville, IA?

Estherville has a cost index of 41 (100 = national average). It is 59% below the national average.

What is average rent in Estherville, IA?

The median gross rent in Estherville is $739 per month based on 2023 Census data.

What is the average home price in Estherville?

The median home value in Estherville is $96,300 according to Zillow and Census data.

What is the median income in Estherville?

The median household income in Estherville is $54,624 per year (2023 ACS 5-year estimates).

What is the sales tax in Estherville, IA?

The combined state and local sales tax rate in Estherville is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Estherville, IA affordable?

Yes, Estherville is generally considered affordable, with a cost of living index of 41 — about 59% below the US national average of 100.

What is the weather like in Estherville?

Estherville has average high temperatures of 54.7°F and average lows of 34.6°F. Annual precipitation is 29.3". Data from NOAA 1991–2020 Climate Normals.

Estherville at a Glance

Population
5,865
Median Income
$54,624
Home Value
$96,300
Median Rent
$739/mo
Unemployment
1.6%
Avg High Temp
54.7°F
Sales Tax
6.9%
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🗺️ County data for Iowa

Explore county-level cost of living data

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