Cost of Living in Fort Madison, IA

Population 10,221 · Iowa · Data vintage 2023

44
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Fort Madison a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $96,000.

Geographically, Fort Madison lies roughly 75 miles southwest of the nearest major metro, Davenport. Median home values run roughly 41% lower than Davenport's $163,000.

Cost Overview

Housing 31
Rent 63

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Fort Madison

The median home value in Fort Madison is $95,900 — 69% below the national median of $305,000. Median rent runs $824/month, 37% lower than the national median of $1,314/month. The median household income of $49,359/year is 34% lower than the US median of $74,580. The local unemployment rate is 4.3%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. Overall, Fort Madison has a cost of living index of 44 versus the US average of 100, meaning it is 56% less expensive.

🏠 Housing

Median Home Value
$95,900
69% below avg
Zillow Home Value
$106,463
Zillow ZHVI
Median Rent
$824/mo
37% below avg
Price-to-Rent Ratio
9.7x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 73.1%
Renter-occupied 26.9%

💰 Estimated Monthly Budget

Rent median rent
$824
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,438/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.5 min
13% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.8%

Commute Mode

Drove alone
74.8%
Carpooled
16.0%
Public transit
0.7%
Walked
1.4%
Bicycle
0.4%
Work from home
5.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$49,359
34% below avg
Per Capita Income
$28,004
Unemployment Rate
4.3%
11% below avg
Poverty Rate
14.8%
Labor Force Participation
54.8%

🎓 Education

Bachelor's degree+ 15.8%
Graduate degree 3.3%

👥 Demographics

Median Age 43.9
Male median age 41.8
Female median age 46.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
60%
Good air days/yr
97
Max AQI recorded
60
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
14.4:1
Student-teacher ratio
4
Public schools
1,881
Total enrollment

Frequently Asked Questions

What is the cost of living in Fort Madison, IA?

Fort Madison has a cost index of 44 (100 = national average). It is 56% below the national average.

What is average rent in Fort Madison, IA?

The median gross rent in Fort Madison is $824 per month based on 2023 Census data.

What is the average home price in Fort Madison?

The median home value in Fort Madison is $95,900 according to Zillow and Census data.

What is the median income in Fort Madison?

The median household income in Fort Madison is $49,359 per year (2023 ACS 5-year estimates).

What is the sales tax in Fort Madison, IA?

The combined state and local sales tax rate in Fort Madison is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Fort Madison, IA affordable?

Yes, Fort Madison is generally considered affordable, with a cost of living index of 44 — about 56% below the US national average of 100.

Fort Madison at a Glance

Population
10,221
Median Income
$49,359
Home Value
$95,900
Median Rent
$824/mo
Unemployment
4.3%
Sales Tax
6.9%
View all cities in Iowa →
🗺️ County data for Iowa

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs