Cost of Living in Keokuk, IA

Population 9,748 · Iowa · Data vintage 2023

43
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Keokuk a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $94,000. A poverty rate near 20% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Located 90 miles southwest of Davenport, Keokuk is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 42% lower than Davenport's $163,000.

Cost Overview

Housing 31
Rent 62

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Keokuk

The median home value in Keokuk is $93,700 — 69% below the national median of $305,000. Median rent runs $810/month, 38% lower than the national median of $1,314/month. The median household income of $49,340/year is 34% lower than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. Overall, Keokuk has a cost of living index of 43 versus the US average of 100, meaning it is 57% less expensive.

🏠 Housing

Median Home Value
$93,700
69% below avg
Zillow Home Value
$79,375
Zillow ZHVI
Median Rent
$810/mo
38% below avg
Price-to-Rent Ratio
9.6x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 60.1%
Renter-occupied 39.9%

💰 Estimated Monthly Budget

Rent median rent
$810
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,424/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
16.2 min
40% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.5%

Commute Mode

Drove alone
85.1%
Carpooled
4.7%
Public transit
0.1%
Walked
1.9%
Bicycle
1.5%
Work from home
5.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$49,340
34% below avg
Per Capita Income
$27,785
Unemployment Rate
5.8%
21% above avg
Poverty Rate
20.3%
Labor Force Participation
57.2%

🎓 Education

Bachelor's degree+ 12.9%
Graduate degree 4.5%

👥 Demographics

Median Age 40.3
Male median age 38.7
Female median age 41.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
60%
Good air days/yr
97
Max AQI recorded
60
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
15.4:1
Student-teacher ratio
5
Public schools
1,892
Total enrollment

Frequently Asked Questions

What is the cost of living in Keokuk, IA?

Keokuk has a cost index of 43 (100 = national average). It is 57% below the national average.

What is average rent in Keokuk, IA?

The median gross rent in Keokuk is $810 per month based on 2023 Census data.

What is the average home price in Keokuk?

The median home value in Keokuk is $93,700 according to Zillow and Census data.

What is the median income in Keokuk?

The median household income in Keokuk is $49,340 per year (2023 ACS 5-year estimates).

What is the sales tax in Keokuk, IA?

The combined state and local sales tax rate in Keokuk is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Keokuk, IA affordable?

Yes, Keokuk is generally considered affordable, with a cost of living index of 43 — about 57% below the US national average of 100.

Keokuk at a Glance

Population
9,748
Median Income
$49,340
Home Value
$93,700
Median Rent
$810/mo
Unemployment
5.8%
Sales Tax
6.9%
View all cities in Iowa →
🗺️ County data for Iowa

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs